28 Florida Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 28 Florida Dr, Key Largo, FL 33037

Property Summary

Property TypeResidential Vacant Land
Lot Size0.096 acres (4,175 sqft)
OwnerCompany Name on Record
Tax Bill$1,369 (2024)
Flood ZoneZone AE (high risk)
APN00526690-000000

Property Details

APN / Parcel Number

Primary APN00526690-000000
Alternative APNs
  • 28613900526690000000
  • 1645923

Exterior

Lot Area4,175 sqft (0.096 acres)

Location & Zoning

Account Number1645923
Street Address28 FLORIDA DR
CityKEY LARGO
StateFL
Zip33037
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeIS
Legal DescriptionBK 15 LT 13 AMD PLAT OF PB3-62 KEY LARGO PARK KEY LARGO OR585-701 OR757-1119 OR814-1994/1996 OR814-1998 OR2649-1194 OR2650-98 OR3083-1308
Legal Range39E
Legal Township61S
Legal Section28
Legal SubdivisionKEY LARGO PARK AMD
Legal Block15
Legal Lot Number13
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1021
Census Tract970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 371819, KEY LARGO, FL 33037-1819
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 1980
Deed SaleJul 1, 1980
Deed Book / Page814 / 1998
Last Transfer DateSep 5, 2013
Transfer Doc0026491194
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$144,877 (+2.5%) Land $144,038 Building $839$144,877 (+2.5%) Land $144,038 Building $839
2024$1,369.00 (-1.01%)
2023$1,383.00 (+2.44%)$141,340 (-0.02%) Land $140,437 Building $903$141,340 (-0.02%) Land $140,437 Building $903
2022$1,350.00$141,373 Land $140,437 Building $936$141,373 Land $140,437 Building $936

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 177 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies204 units insured
incl. 27 condo units
Nearby Flood Claims50 (1984–2025)
Claims Outside the SFHA8 of 50
Most Recent ClaimJun 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims
  • Hurricane Wilma, Oct 2005 · 20 claims
  • Hurricane Georges, Sep 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

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