Monroe County property record for 1 Florida Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 932 sqft · built 1982 |
| Lot Size | 0.254 acres (11,069 sqft) |
| Owner | Owner Name on File |
| Last Sale | $203,800 (Oct 2009) |
| Tax Bill | $6,411 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00528950-000000 |
| Primary APN | 00528950-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 932 sqft Living Area |
| 1st Floor Area | 932 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Pile |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 11,069 sqft (0.254 acres) |
| Garage Area | 2,800 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 765 sqft |
| Patio Area | 377 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1648183 |
|---|---|
| Old Parcel Number | 28613900528950000000 |
| Street Address | 1 FLORIDA DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 26 LTS 1 AND 3 AMD PLAT OF PB3-62 KEY LARGO PARK KEY LARGO OR7-460 OR272-297 OR572-24 OR830-2248 OR914-112C/T OR1004-1807 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 28 |
| Legal Subdivision | KEY LARGO PARK AMD |
| Legal Block | 26 |
| Legal Lot Number | 1,3 3 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 970500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
The current owner of 1 Florida Dr bought it in October 2009.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 68 FLORIDA DR, KEY LARGO, FL 33037-2543 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2009 · Amount on File |
| Deed Sale | Oct 8, 2009 · Amount on File |
| Prior Sale | Aug 11, 2004 · Amount on File |
| Deed Document Number | 1762255 |
| Deed Book / Page | 2435 / 0590 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $713,819 Land $345,783 Building $368,036 | $713,819 Land $345,783 Building $368,036 | |
| 2024 | $6,411.00 (+7.21%) | ||
| 2023 | $5,980.00 (+7.94%) | $691,468 (-1.03%) Land $327,584 Building $363,884 | $691,468 (-1.03%) Land $327,584 Building $363,884 |
| 2022 | $5,540.00 | $698,689 Land $327,584 Building $371,105 | $698,689 Land $327,584 Building $371,105 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1 Florida Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 177 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 204 units insured incl. 27 condo units |
| Nearby Flood Claims | 50 (1984–2025) |
| Claims Outside the SFHA | 8 of 50 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 Florida Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
5G (outdoors only) and 4G LTE
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