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28 Fleming St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 28 Fleming St, Lowell, MA 01851

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,738 sqft · built 1901
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Last Sale$495,000 (Jan 2024)
Tax Bill$5,468 (2026)
Deeds & MortgagesMar 2021 Refinance
Jan 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNN01880

Property Details

APN / Parcel Number

Primary APNN01880
Alternative APNs
  • LOWE M:107 B:2335 L:28
  • M:000107 T:N01880

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,738 sqft Living Area
Gross Area3,622 sqft
1st Floor Area874 sqft
Basement Area864 sqft
Unfinished Basement864 sqft

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1901
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account NumberN01880
Street Address28 FLEMING ST
CityLOWELL
StateMA
Zip01851-3913
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSSF
Legal SubdivisionCOMPILED
Legal Block2335
Legal Lot Number28
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group3
Census Block3000
Census Tract311600

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28 FLEMING ST, LOWELL, MA 01851-3913
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Jan 31, 2024Quit Claim Deed, Transfer · Stand-Alone First Mortgage
DRAPER AND KRAMER MORTGAGE CORP.

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2024 · Amount on Record
Deed SaleJan 31, 2024 · Amount on Record
Prior SaleApr 8, 2016 · Amount on Record
Deed Book / Page38304 / 42
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address28 FLEMING ST, LOWELL, MA 01851-3913
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number035398-205
DateMar 1, 2021
Book Page35398/205
Instrument12085
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

January 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateJan 31, 2024
Property Address28 FLEMING ST, LOWELL, MA 01851-3913
Document Number0038304-42
Book / Page38304 / 42
Instrument DateJan 31, 2024
Instrument2454
Transaction TypeTransfer
Record UpdatedFeb 16, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address28 FLEMING ST, LOWELL, MA 01851-3913

Mortgage

Document Number0000002455
DateJan 31, 2024
Instrument2455
Lender
NameDRAPER AND KRAMER MORTGAGE CORP.
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,468.00 (+7.57%)$481,800 (+8.81%) Land $213,600 Building $268,200$534,403 (+1.59%)
2025$5,083.00 (-6.84%)$442,800 (-3.34%) Land $199,500 Building $243,300$526,015 (+13.79%)
2024$5,456.00 (+6.4%)$458,100 (+10.95%) Land $186,500 Building $271,600$462,270
2023$5,128.00$412,900 Land $162,200 Building $250,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

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