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21 Fleming St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 21 Fleming St, Lowell, MA 01851

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,229 sqft · built 1920
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Last Sale$54,000 (Aug 1984)
Tax Bill$6,141 (2026)
Deeds & MortgagesOct 2025 Transfer
Oct 2020 Refinance
Flood ZoneZone X (minimal risk)
APND06680

Property Details

APN / Parcel Number

Primary APND06680
Alternative APNs
  • LOWE M:107 B:2335 L:21
  • M:000107 T:D06680

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,229 sqft Living Area
Gross Area3,558 sqft
1st Floor Area1,109 sqft
Basement Area1,040 sqft
Unfinished Basement1,040 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area6,970 sqft (0.16 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account NumberD06680
Street Address21 FLEMING ST
CityLOWELL
StateMA
Zip01851-3912
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTTF
Legal Block2335
Legal Lot Number21
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1016
Census Tract311600

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address385 SPRUCE ST, BRIDGEWATER, MA 02324-2927
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2025Quit Claim Deed, Transfer
Quitclaim
Oct 30, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 1984 · Amount on Record
Deed SaleAug 24, 1984 · Amount on Record
Deed Book / Page2830 / 201
Last Transfer DateSep 30, 2025
Transfer Doc0039579-65
Record UpdatedOct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateOct 8, 2025
Property Address21 FLEMING ST, LOWELL, MA 01851-3912
Document Number0039579-65
Book / Page39579 / 65
Instrument DateSep 30, 2025
Instrument32174
Transaction TypeTransfer
Record UpdatedOct 29, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address385 SPRUCE ST, BRIDGEWATER, MA 02324-2927

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address21 FLEMING ST, LOWELL, MA 01851-3912
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number34838-281
DateOct 30, 2020
Book Page34838/281
Instrument54769
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueNov 1, 2035

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,141.00 (+7.7%)$541,100 (+8.94%) Land $212,700 Building $328,400$600,487 (-3.56%)
2025$5,702.00 (-1.02%)$496,700 (+2.69%) Land $198,800 Building $297,900$622,630 (-0.59%)
2024$5,761.00 (+6.23%)$483,700 (+10.79%) Land $185,800 Building $297,900$626,335
2023$5,423.00$436,600 Land $161,500 Building $275,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1979–2011)
Claims Outside the SFHA1 of 3
Most Recent ClaimDec 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

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