28 Field Rd, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 28 Field Rd, Harpswell, ME 04079

Property Summary

Property TypeCommercial
Lot Size0.03 acres (1,307 sqft)
Owner2 Company Names on Record
Last Sale$137,500 (Sep 2023)
Tax Bill$843 (2025)
Deeds & MortgagesSep 2023 Sale
Jun 2017 Mortgage
Flood ZoneZone VE (high risk)
APNHARP M:063 L:077

Property Details

APN / Parcel Number

Primary APNHARP M:063 L:077
Alternative APN
  • 4484

Exterior

Lot Area1,307 sqft (0.03 acres)

Location & Zoning

Account Number4484
Street Address28 FIELD RD
CityHARPSWELL
StateME
Zip04079-4537
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeCF1
Legal Lot Number77
JurisdictionHARPSWELL ME
Township / Civil DivisionHARPSWELL
Census Block Group2
Census Block2000
Census Tract17102

Owner

Source: Cumberland County and Harpswell Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address191 COTTLE HILL RD, MOUNT VERNON, ME 04352-3741
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2023Quit Claim Deed, Transfer
Jun 5, 2017Deed of Trust, Mortgage · Commercial Mortgage
NORTHEAST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2023 · Amount on Record
Deed SaleSep 28, 2023 · Amount on Record
Deed Document Number202334959
Deed Book / Page40388 / 330
Record UpdatedSep 20, 2026

September 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARPSWELL ME
Recording DateSep 28, 2023
Property Address28 FIELD RD, HARPSWELL, ME 04079
Document Number0403880330
Book / Page40388 / 330
Instrument DateSep 27, 2023
Instrument34959
Transaction TypeTransfer
Record UpdatedOct 16, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address191 COTTLE HILL RD, MOUNT VERNON, ME 04352-3741

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARPSWELL ME
Property Address28 FIELD RD, HARPSWELL, ME 04079
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0340570326
DateJun 5, 2017
Book Page34057/0326
Instrument000000025153
Lender
NameNORTHEAST BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionHarpswell Town
Unified School DistrictSchool Administrative District 75 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$843.00 (+4.72%)$126,600 (-) Land $80,300 Building $46,300
2024$805.00 (+28.18%)$126,600 (+22.91%) Land $80,300 Building $46,300
2023$628.00 (+3.29%)$103,000 (-) Land $80,300 Building $22,700
2022$608.00$103,000 Land $80,300 Building $22,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation18.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims2 (2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.3% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Field Rd

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