20 Field Rd, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 20 Field Rd, Harpswell, ME 04079

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,465 sqft · built 1970
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$610,000 (Oct 2015)
Tax Bill	$4,997 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`HARP M:063 L:079`

Property Details

APN / Parcel Number

Primary APN	`HARP M:063 L:079`
Alternative APN	`4485`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,465 sqft Living Area
Gross Area	4,789 sqft
1st Floor Area	1,280 sqft
Basement Area	1,280 sqft
Unfinished Basement	1,280 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4485
Street Address	20 FIELD RD
City	HARPSWELL
State	ME
Zip	04079-4537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CF2
Legal Subdivision	MONTFORD G DOUGLASS
Legal Lot Number	79
Jurisdiction	HARPSWELL ME
Township / Civil Division	HARPSWELL
Census Block Group	2
Census Block	2002
Census Tract	17102

Owner

Source: Cumberland County and Harpswell Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 FIELD RD, HARPSWELL, ME 04079-4537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2020	Deed of Trust, Mortgage · VA Mortgage PRIME CHOICE FUNDING
Dec 7, 2020	Deed of Trust, Mortgage · VA Mortgage PRIME CHOICE FUNDING
Sep 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PRIME CHOICE FUNDING
Nov 22, 2019	Deed of Trust, Mortgage · VA Mortgage PRIME CHOICE FNDG
Feb 23, 2017	Deed of Trust, Mortgage · VA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2015 · Amount on Record
Deed Sale	Oct 13, 2015 · Amount on Record
Prior Sale	Jun 12, 2013 · Amount on Record
Deed Document Number	201554145
Deed Book / Page	32655 / 262
Transfer Doc	31224-0302
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	20 FIELD RD, HARPSWELL, ME 04079-4537
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0363620229
Date	Jan 22, 2020
Book Page	36362/229
Instrument	3934

Lender

Name	PRIME CHOICE FUNDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	20 FIELD RD, HARPSWELL, ME 04079-4537
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0375340102
Date	Dec 7, 2020
Book Page	37534/102
Instrument	80185

Lender

Name	PRIME CHOICE FUNDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	20 FIELD RD, HARPSWELL, ME 04079-4537
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0386670168
Date	Sep 17, 2021
Book Page	38667/168
Instrument	67009

Lender

Name	PRIME CHOICE FUNDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	20 FIELD RD, HARPSWELL, ME 04079-4537
Document Number	0363620243
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 FIELD RD HARPSWELL ME 040794537, HARPSWELL, ME 04079-4537

Mortgage

Document Number	0363620243
Date	Jan 22, 2020
Book Page	036362/000243
Instrument	3935

Lender

Name	PRIME CHOICE FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	20 FIELD RD, HARPSWELL, ME 04079-4537
Document Number	0338520306
Book / Page	033852 / 000306
Instrument Date	Feb 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 FIELD RD HARPSWELL ME 040794537, HARPSWELL, ME 04079-4537

Mortgage

Document Number	0338520306
Date	Mar 1, 2017
Book Page	033852/000306
Instrument	9523

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2047

Tax Assessment & Valuation

Source: Cumberland County and Harpswell Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harpswell Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,997.00 (+4.72%)	$750,300 (-) Land $259,200 Building $491,100
2024	$4,772.00 (+4.26%)	$750,300 (-) Land $259,200 Building $491,100
2023	$4,577.00 (+15.64%)	$750,300 (+11.83%) Land $259,200 Building $491,100
2022	$3,958.00	$670,900 Land $259,200 Building $411,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.3% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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