Essex County and Gloucester City property record for 28 Exchange St, Gloucester, MA 01930 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1900 |
| Square Footage | 1,726 sqft Living Area |
| Lot Size | 5,350 sqft (0.123 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $625,000 (2022) |
| Tax Bill | $5,476.00 (2025) |
| Primary APN | GLOU M:0017 B:0048 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,726 sqft Living Area |
| Gross Area | 3,393 sqft Gross Area |
| 1st Floor | 986 sqft 1st Floor |
| Basement Area | 986 sqft Basement |
| Unfinished Basement | 986 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 5,350 sqft (0.123 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 28 EXCHANGE ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-3450 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 48 |
| Jurisdiction | GLOUCESTER MA |
| Minor Civil Division | GLOUCESTER |
| Census Blockgroup | 2 |
| Census Block | 2019 |
| Census Tract | 221700 |
Source: Essex County and Gloucester City records · APN GLOU M:0017 B:0048 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 EXCHANGE ST, GLOUCESTER, MA 01930-3450 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 15, 2022 | Deed of Trust, Mortgage · Line of Credit CAPE ANN SAVINGS BANK |
| May 31, 2022 | Deed, Transfer · Stand Alone First Mortgage CAPE ANN SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 31, 2022 · Amount on Record |
| Deed Sale | May 31, 2022 · Amount on Record |
| Prior Sale | Jan 07, 2005 · Amount on Record |
| Deed Doc Number | 20223270 |
| Deed Book / Page | 40968 / 518 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 28 EXCHANGE ST, GLOUCESTER, MA 01930-3450 |
| Transaction Type | Mortgage |
| Record Updated | Sep 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 041129-380 |
|---|---|
| Date | Aug 15, 2022 |
| Book Page | 41129/380 |
| Instrument | 20220815001030 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 01, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | May 31, 2022 |
| Property Address | 28 EXCHANGE ST, GLOUCESTER, MA 01930-3450 |
| Document Number | 040968-518 |
| Book / Page | 40968 / 518 |
| Instrument Date | May 31, 2022 |
| Instrument | 20220531003270 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 28 EXCHANGE ST, GLOUCESTER, MA 01930-3450 |
| Document Number | 220531003280 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 220531003280 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Jun 01, 2032 |
| Max Rate At Change | 3% |
| Index | 1-Year CMT |
| Margin | 3 |
Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,476.00 (+1.09%) | $563,400 (+1.2%) Land $140,400 Building $423,000 | $718,770 |
| 2024 | $5,417.00 (+10.26%) | $556,700 (+2%) Land $133,700 Building $423,000 | |
| 2023 | $4,913.00 | $463,900 Land $119,400 Building $344,500 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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