Essex County and Gloucester City property record for 27 Exchange St, Gloucester, MA 01930
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 1,904 sqft · built 1900 |
| Lot Size | 0.081 acres (3,525 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,989 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0023 B:0016 L:0000 |
| Primary APN | GLOU M:0023 B:0016 L:0000 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,904 sqft Living Area |
| Gross Area | 3,552 sqft |
| 1st Floor Area | 874 sqft |
| Attic | Attic |
| Attic Area | 858 sqft |
| Basement Area | 858 sqft |
| Unfinished Basement | 858 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,525 sqft (0.081 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 27 EXCHANGE ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-3449 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-5 |
| Legal Block | 16 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 221700 |
Source: Essex County and Gloucester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 64 MIDDLE ST, GLOUCESTER, MA 01930-5739 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 15, 2026 | Deed of Trust, Mortgage · Commercial Mortgage INSTITUTION FOR SAVINGS |
| Sep 15, 2026 | Deed of Trust, Mortgage · Commercial Mortgage INSTITUTION FOR SAVINGS |
| Sep 14, 2026 | Correction Deed |
| Jan 17, 2019 | Personal Representative Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Sep 15, 2026 |
| Property Address | 27 EXCHANGE ST, GLOUCESTER, MA 01930-3449 |
| Document Number | 0000004080 |
| Book / Page | 43630 / 416 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 20264080 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000004080, |
|---|---|
| Date | Sep 15, 2026 |
| Book Page | 43630/416 |
| Instrument | 20264080 |
| Name | INSTITUTION FOR SAVINGS |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Sep 15, 2026 |
| Property Address | 27 EXCHANGE ST, GLOUCESTER, MA 01930-3449 |
| Document Number | 0000668754 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 2026668754 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000668754, |
|---|---|
| Date | Sep 15, 2026 |
| Instrument | 2026668754 |
| Name | INSTITUTION FOR SAVINGS |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Sep 14, 2026 |
| Property Address | 27 EXCHANGE ST, GLOUCESTER, MA 01930-3449 |
| Document Number | 0000002270 |
| Book / Page | 43627 / 121 |
| Instrument Date | Sep 8, 2026 |
| Instrument | 20262270 |
| Record Updated | Oct 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 64 MIDDLE ST, GLOUCESTER, MA 01930-5739 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Jan 17, 2019 |
| Property Address | 27 EXCHANGE ST, GLOUCESTER, MA 01930-3449 |
| Document Number | 37279-374 |
| Book / Page | 037279 / 000374 |
| Instrument Date | Jan 16, 2019 |
| Instrument | 1901171990 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7 OLD GARDEN RD ROCKPORT MA 019661842, ROCKPORT, MA 01966-1842 |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,989.00 (+9%) | $535,900 (+13.8%) Land $137,400 Building $398,500 | $659,928 |
| 2025 | $4,577.00 (+1.19%) | $470,900 (+1.31%) Land $127,200 Building $343,700 | |
| 2024 | $4,523.00 (-8.55%) | $464,800 (-0.47%) Land $121,100 Building $343,700 | |
| 2023 | $4,946.00 | $467,000 Land $108,100 Building $358,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 8 (2007–2018) |
| Most Recent Claim | Jan 2018 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 896 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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