Monmouth County and Howell Township property record for 28 Ermack St, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,144 sqft · built 1950 |
| Lot Size | 0.363 acres (15,799 sqft) |
| Owner | Individual Name on File |
| Last Sale | $212,500 (Jul 2004) |
| Tax Bill | $3,693 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Dec 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00129-01-00028 |
| Primary APN | 21-00129-01-00028 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 15,799 sqft (0.363 acres) |
| Lot Dimensions | 158 ft deep x 100 ft wide |
| Porch | Open Porch |
|---|---|
| Deck Area | 48 sqft |
| Patio Area | 420 sqft |
| Shed | 1 Shed |
| Shed Area | 238 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Account Number | 052210 |
|---|---|
| Street Address | 28 ERMACK ST |
| City | HOWELL |
| State | NJ |
| Zip | 07731-1258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Block | 129.1 |
| Legal Lot Number | 28 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 811200 |
28 Ermack St is owned and occupied by an individual who bought it in July 2004.
Source: Monmouth County and Howell Township records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 ERMACK ST, HOWELL, NJ 07731-1258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 2, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2004 · Amount on File |
| Deed Sale | Jul 20, 2004 · Amount on File |
| Deed Book / Page | 8383 / 7312 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 28 ERMACK ST, HOWELL, NJ 07731-1258 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Title Company | PUNCTUAL ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0095129790 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 9512/9790 |
| Instrument | 2021081451 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Mar 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Dec 2, 2019 |
| Property Address | 28 ERMACK ST, HOWELL, NJ 07731-1258 |
| Document Number | 0000114106 |
| Book / Page | 009382 / 006089 |
| Instrument Date | Nov 21, 2019 |
| Instrument | 114106 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17C CEDAR ST TOMS RIVER NJ 087572280, TOMS RIVER, NJ 08757-2280 |
The 2025 property tax bill for 28 Ermack St was $3,693, up 2% from the year before.
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $301,200 (+40.03%) Land $182,200 Building $119,000 | $301,200 (+40.03%) Land $182,200 Building $119,000 | |
| 2025 | $3,693.00 (+1.99%) | $215,100 Land $97,200 Building $117,900 | $215,100 Land $97,200 Building $117,900 |
| 2024 | $3,621.00 | ||
| 2023 | $182,800 Land $69,700 Building $113,100 | $182,800 Land $69,700 Building $113,100 | |
| 2022 | $3,495.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Ermack St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1984) |
| Most Recent Claim | Jun 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Ermack St is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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