21 Ermack St, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 21 Ermack St, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,598 sqft · built 1930
Lot Size	0.395 acres (17,202 sqft)
Owner	Individual Name on Record
Last Sale	$299,000 (Jul 2021)
Tax Bill	$6,920 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00128-0000-00026`

Property Details

APN / Parcel Number

Primary APN	`21-00128-0000-00026`
Alternative APNs	`210012800026` `051830`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,598 sqft Living Area
1st Floor Area	1,598 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	17,202 sqft (0.395 acres)
Lot Dimensions	172 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Deck Area	384 sqft
Patio Area	420 sqft
Shed	1 Shed
Shed Area	44 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Account Number	051830
Street Address	21 ERMACK ST
City	HOWELL
State	NJ
Zip	07731-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	ADDITIONAL LOTS: 22.01
Legal Subdivision	ON THE/FICIAL TAX MAP/TOWNSHIP
Legal Block	128
Legal Lot Number	26
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3003
Census Tract	811200

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	21 ERMACK ST, HOWELL, NJ 07731-1220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2021 · Amount on Record
Deed Sale	Jul 1, 2021 · Amount on Record
Deed Document Number	2021102810
Deed Book / Page	9524 / 5711
Record Updated	Sep 20, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 1, 2021
Property Address	21 ERMACK ST, HOWELL, NJ 07731-1220
Document Number	0095245711
Book / Page	9524 / 5711
Instrument Date	Jun 15, 2021
Instrument	2021102810
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,707.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 ERMACK ST, 21, HOWELL, NJ 07731-1220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 ERMACK ST, HOWELL, NJ 07731-1220

Mortgage

Document Number	2021102811
Date	Jul 1, 2021
Instrument	2021102811

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$449,600 (+11.56%) Land $280,700 Building $168,900	$449,600 (+11.56%) Land $280,700 Building $168,900
2025	$6,920.00 (+5.38%)	$403,000 (+21.72%) Land $235,700 Building $167,300	$403,000 (+21.72%) Land $235,700 Building $167,300
2024	$6,567.00 (+4.95%)
2023		$331,100 Land $170,700 Building $160,400	$331,100 Land $170,700 Building $160,400
2022	$6,257.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 65% of New Jersey
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20