28 Endless Summer Way E, Inlet Beach, FL 32461 Property Records

Walton County property record for 28 Endless Summer Way E, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,502 sqft · built 2016
Lot Size	0.071 acres (3,136 sqft)
Owner	Company Name on Record
Last Sale	$1,600,000 (Feb 2024)
Tax Bill	$11,628 (2024)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-3S-18-16034-00M-0170`

Property Details

APN / Parcel Number

Primary APN	`26-3S-18-16034-00M-0170`
Alternative APN	`1053567`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,502 sqft Living Area
Gross Area	3,091 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2016
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,136 sqft (0.071 acres)
Lot Dimensions	9 ft deep x 3.5 ft wide
Porch	Porch
Porch Area	537 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1053567
Street Address	28 ENDLESS SUMMER WAY E
City	INLET BEACH
State	FL
Zip	32461-6205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 BLK M SEACREST BCH PH 6 PB 15-40 OR 2531-527 OR 2790-4864 OR 2893-1814 OR 2970-3869 OR 3027-2059 OR 3087-2883 OR
Legal Range	18W
Legal Township	03S
Legal Section	26
Legal Subdivision	SEACREST
Legal Phase	6
Legal Block	M
Legal Lot Number	17
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1073
Census Tract	950611

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	741 STALLION DR, FAIRVIEW, TX 75069-8718
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 16, 2018	Warranty Deed, Transfer JOSEPH & MAUREEN PRATO
May 31, 2017	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 29, 2024 · Amount on Record
Deed Sale	Feb 29, 2024 · Amount on Record
Prior Sale	Oct 16, 2018 · Amount on Record
Deed Document Number	0033164654
Deed Book / Page	3316 / 4654
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 29, 2024
Property Address	28 ENDLESS SUMMER WAY E, INLET BEACH, FL 32461-6205
Document Number	0033164654
Book / Page	3316 / 4654
Map Reference	MB 15 PG 40&40A
Instrument Date	Feb 29, 2024
Instrument	20240007117
Transaction Type	Transfer
Record Updated	Mar 15, 2024
Title Company	BLUE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	162 1ST ST, MONTEAGLE, TN 37356-7400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	741 STALLION DR, FAIRVIEW, TX 75069-8718

Mortgage

Document Number	0033164656
Date	Feb 29, 2024
Instrument	3316/4656

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 16, 2018
Property Address	28 ENDLESS SUMMER WAY E, INLET BEACH, FL 32461-6205
Document Number	0030872883
Book / Page	003087 / 002883
Instrument Date	Oct 8, 2018
Instrument	34552
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	BLUE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,650.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13123 E EMERALD COAST PKWY #B1 INLET BEACH FL 324619604, B1, INLET BEACH, FL 32461-9604

Mortgage

Document Number	30872888
Date	Oct 16, 2018
Book Page	003087/002888
Instrument	34554

Lender

Name	JOSEPH & MAUREEN PRATO
Address	10254 E COUNTY HIGHWAY 30A # 21W, INLET BEACH, FL 32461-7178
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Oct 15, 2021

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	28 ENDLESS SUMMER WAY E, INLET BEACH, FL 32461-6205
Document Number	0030430075
Book / Page	003043 / 000075
Instrument Date	May 31, 2017
Transaction Type	Mortgage
Record Updated	Jun 14, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	234 43RD ST SEA ISLE CITY NJ 08243, SEA ISLE CITY, NJ 08243

Mortgage

Document Number	0030430075
Date	Jun 1, 2017
Book Page	003043/000075
Instrument	17954

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 31, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,476,113 (-6.12%) Land $430,000 Building $1,046,113	$1,476,113 (-6.12%) Land $430,000 Building $1,046,113
2024	$11,628.00 (+2.24%)
2023	$11,373.00 (+8.99%)	$1,572,311 (+12.44%) Land $485,000 Building $1,087,311	$1,572,311 (+12.44%) Land $485,000 Building $1,087,311
2022	$10,435.00	$1,398,323 Land $445,110 Building $953,213	$1,398,323 Land $445,110 Building $953,213

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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