18 Endless Summer Way E, Inlet Beach, FL 32461 Property Records

Walton County property record for 18 Endless Summer Way E, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,460 sqft · built 2016
Lot Size	0.071 acres (3,136 sqft)
Owner	2 Individual Names on File
Last Sale	$212,000 (Jan 2015)
Tax Bill	$11,319 (2024)
Deeds & Mortgages	Feb 2026 Construction Loan Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-3S-18-16034-00M-0180`

Property Details

APN / Parcel Number

Primary APN	`26-3S-18-16034-00M-0180`
Alternative APN	`1053568`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,460 sqft Living Area
Gross Area	3,000 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2016
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,136 sqft (0.071 acres)
Lot Dimensions	9 ft deep x 3.5 ft wide
Porch	Porch
Porch Area	477 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1053568
Street Address	18 ENDLESS SUMMER WAY E
City	INLET BEACH
State	FL
Zip	32461
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 BLK M SEACREST BEACH PH 6 S/D PB 15-40 OR 2531-527 OR 2790-4277 OR 2893-1812 OR 2968-2658 OR 3033-499
Legal Range	18W
Legal Township	03S
Legal Section	26
Legal Subdivision	SEACREST BEACH PH 6
Legal Phase	6
Legal Block	M
Legal Lot Number	18
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1073
Census Tract	950611

Owner

Source: Walton County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1224 LINKS LN, MAYFIELD, KY 42066-6842
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY FINANCIAL SERVICES BANK
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FINANCIAL SERVICES BANK
Feb 10, 2017	Warranty Deed, Transfer COMMUNITY FIN'L SVCS BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 13, 2015 · Amount on Record
Deed Sale	Jan 13, 2015 · Amount on Record
Prior Sale	Jun 21, 2012
Deed Document Number	0029682658
Deed Book / Page	002968 / 002658
Last Transfer Date	Feb 10, 2017
Transfer Doc	0030330499
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	18 ENDLESS SUMMER WAY E, INLET BEACH, FL 32461
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 LINKS LN, MAYFIELD, KY 42066-6842

Mortgage

Document Number	0033883906
Date	Feb 27, 2026
Book Page	3388/3906
Instrument	20260007458

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank
Address	BENTON, KY 42025

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Feb 4, 2028

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	18 ENDLESS SUMMER WAY E, INLET BEACH, FL 32461
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5151 STATE ROUTE 303, MAYFIELD, KY 42066-7216

Mortgage

Document Number	0031724129
Date	Dec 9, 2020
Book Page	3172/4129
Instrument	20200050701

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank
Address	BENTON, KY 42025

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 4, 2035

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 10, 2017
Property Address	18 ENDLESS SUMMER WAY E, INLET BEACH, FL 32461
Document Number	0030330499
Book / Page	00303 / 000499
Instrument Date	Feb 8, 2017
Instrument	4364
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5151 STATE ROUTE 303 MAYFIELD KY 420667216, MAYFIELD, KY 42066-7216

Mortgage

Document Number	30330500
Date	Feb 10, 2017
Book Page	003033/000500
Instrument	4365

Lender

Name	COMMUNITY FIN'L SVCS BK
Type	Funding / Finance Company
Address	BENTON, KY 42025-0467

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,466,199 (-4.28%) Land $430,000 Building $1,036,199	$1,466,199 (-4.28%) Land $430,000 Building $1,036,199
2024	$11,319.00 (+2.18%)
2023	$11,077.00 (+8.97%)	$1,531,765 (+12.4%) Land $485,000 Building $1,046,765	$1,531,765 (+12.4%) Land $485,000 Building $1,046,765
2022	$10,165.00	$1,362,743 Land $445,110 Building $917,633	$1,362,743 Land $445,110 Building $917,633

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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