28 Elm St, Deep River, CT 06417 Property Records

Deep River Town property record for 28 Elm St, Deep River, CT 06417

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,377 sqft · built 1918
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Aug 2019)
Tax Bill	$6,953 (2025)
Deeds & Mortgages	May 2022 Refinance Aug 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`DEEP M:57 L:32`

Property Details

APN / Parcel Number

Primary APN	`DEEP M:57 L:32`
Alternative APNs	`00144700` `144700`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,377 sqft Living Area
Gross Area	4,995 sqft
1st Floor Area	1,627 sqft
Basement Area	1,698 sqft
Unfinished Basement	1,302 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	144700
Street Address	28 ELM ST
City	DEEP RIVER
State	CT
Zip	06417-1708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VRD
Legal Lot Number	32
Jurisdiction	DEEP RIVER CT
Township / Civil Division	DEEP RIVER
Census Block Group	1
Census Block	1022
Census Tract	620100

Owner

Source: Deep River Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 ELM ST, DEEP RIVER, CT 06417-1708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA
Aug 19, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTHPOINT MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2019 · Amount on Record
Deed Sale	Aug 19, 2019 · Amount on Record
Deed Book / Page	244 / 821
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEEP RIVER CT
Property Address	28 ELM ST, DEEP RIVER, CT 06417-1708
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000255-94
Date	May 9, 2022
Book Page	255/94

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEEP RIVER CT
Recording Date	Aug 19, 2019
Property Address	28 ELM ST, DEEP RIVER, CT 06417-1708
Document Number	244-821
Book / Page	244 / 821
Instrument Date	Aug 13, 2019
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	244823
Date	Aug 19, 2019
Instrument	244/823

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Deep River Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Deep River Town
Elementary School District	Deep River School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,953.00	$217,420 (-) Land $44,590 Building $172,830	$152,194 Land $31,213 Building $120,981
2024	$6,953.00 (+1.91%)	$217,420 (-) Land $44,590 Building $172,830
2023	$6,823.00 (+8.28%)	$217,420 (-) Land $44,590 Building $172,830
2022	$6,301.00	$217,420 Land $44,590 Building $172,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-CHESTER SYSTEM private · serves 5,030 people · EPA ID CT0261031
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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