20 Elm St, Deep River, CT 06417 Property Records

Deep River Town property record for 20 Elm St, Deep River, CT 06417

Property Summary

Details	4 bd · 4 ba · 2,210 sqft · built 1880
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (May 2017)
Tax Bill	$8,113 (2025)
Deeds & Mortgages	Jul 2022 Refinance May 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DEEP M:57 L:28`

Property Details

APN / Parcel Number

Primary APN	`DEEP M:57 L:28`
Alternative APNs	`00144200` `144200`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Units	4 Units
Stories	2 Stories
Building Area	2,210 sqft Living Area
Gross Area	4,840 sqft
1st Floor Area	1,506 sqft
Attic	Attic
Attic Area	704 sqft
Basement Area	1,282 sqft
Unfinished Basement	1,282 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	144200
Street Address	20 ELM ST
City	DEEP RIVER
State	CT
Zip	06417-1761
Property Category	Other
Property Type	Unknown
Local Zoning Code	VRD
Legal Lot Number	28
Jurisdiction	DEEP RIVER CT
Township / Civil Division	DEEP RIVER
Census Block Group	1
Census Block	1022
Census Tract	620100

Owner

Source: Deep River Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 MIDDLESEX AVE, CHESTER, CT 06412-1225
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
May 18, 2017	Warranty Deed, Transfer · Conventional Mortgage STEARNS LNDG
Mar 23, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2017 · Amount on Record
Deed Sale	May 18, 2017 · Amount on Record
Deed Document Number	2017742550002
Deed Book / Page	238 / 144
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEEP RIVER CT
Property Address	20 ELM ST, DEEP RIVER, CT 06417-1761
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000255-608
Date	Jul 11, 2022
Book Page	255/608

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	313 Months
Due	Aug 1, 2048

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEEP RIVER CT
Recording Date	May 18, 2017
Property Address	20 ELM ST, DEEP RIVER, CT 06417-1761
Document Number	238-144
Book / Page	000238 / 000144
Instrument Date	Mar 21, 2017
Instrument	74255
Transaction Type	Transfer
Record Updated	Jun 8, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 MIDDLESEX AVE CHESTER CT 064121225, CHESTER, CT 06412-1225

Mortgage

Document Number	238-146
Date	May 18, 2017
Book Page	000238/000146
Instrument	74256

Lender

Name	STEARNS LNDG

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DEEP RIVER CT
Recording Date	Mar 23, 2017
Property Address	20 ELM ST, DEEP RIVER, CT 06417-1761
Document Number	237-768
Book / Page	000237 / 000768
Instrument Date	Mar 21, 2017
Instrument	73960
Transaction Type	Transfer
Record Updated	Apr 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Deep River Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Deep River Town
Elementary School District	Deep River School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,113.00	$253,680 (-) Land $46,830 Building $206,850	$177,576 Land $32,781 Building $144,795
2024	$8,113.00 (+1.92%)	$253,680 (-) Land $46,830 Building $206,850
2023	$7,960.00 (+8.27%)	$253,680 (-) Land $46,830 Building $206,850
2022	$7,352.00	$253,680 Land $46,830 Building $206,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-CHESTER SYSTEM private · serves 5,030 people · EPA ID CT0261031
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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