Essex Town property record for 28 Earl St, Centerbrook, CT 06409
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,349 sqft · built 1985 |
| Lot Size | 1.86 acres (81,022 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $201,000 (Nov 1995) |
| Tax Bill | $6,442 (2025) |
| Deeds & Mortgages | Dec 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 00193800 |
| Primary APN | 00193800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,349 sqft Living Area |
| Gross Area | 4,951 sqft |
| Basement Area | 2,044 sqft |
| Unfinished Basement | 1,576 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 81,022 sqft (1.86 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 193800 |
|---|---|
| Street Address | 28 EARL ST |
| City | CENTERBROOK |
| State | CT |
| Zip | 06409-1025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | ESSEX CT |
| Township / Civil Division | ESSEX |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 630101 |
Source: Essex Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 28 EARL ST, CENTERBROOK, CT 06409-1025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 1995 · Amount on Record |
| Deed Sale | Nov 16, 1995 · Amount on Record |
| Deed Book / Page | 107 / 786 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX CT |
| Property Address | 28 EARL ST, CENTERBROOK, CT 06409-1025 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 331-723 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 331/723 |
| Name | LIBERTY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2035 |
Source: Essex Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Essex Town |
| Elementary School District | Essex School District (PK - 06) |
| Secondary School District | Regional School District 04 (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,442.00 | $345,800 (+34.92%) Land $87,200 Building $258,600 | $242,060 Land $61,040 Building $181,020 |
| 2024 | $6,442.00 (+11.26%) | ||
| 2023 | $5,790.00 (-0.26%) | $256,300 (-) Land $75,100 Building $181,200 | |
| 2022 | $5,805.00 | $256,300 Land $75,100 Building $181,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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