Essex Town property record for 23 Earl St, Centerbrook, CT 06409
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,382 sqft · built 1983 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $179,000 (Apr 2002) |
| Tax Bill | $4,919 (2026) |
| Deeds & Mortgages | Aug 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 00074000 |
| Primary APN | 00074000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,382 sqft Living Area |
| Gross Area | 2,880 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 46,174 sqft (1.06 acres) |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 74000 |
|---|---|
| Street Address | 23 EARL ST |
| City | CENTERBROOK |
| State | CT |
| Zip | 06409-1026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | ESSEX CT |
| Township / Civil Division | ESSEX |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 630101 |
23 Earl St is owned by a company that bought it in April 2002.
Source: Essex Town records, as of October 20, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 23 EARL ST, CENTERBROOK, CT 06409-1026 |
| Owner Type | Company |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2002 · Amount on File |
| Deed Sale | Apr 2, 2002 · Amount on File |
| Deed Book / Page | 203 / 717 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX CT |
| Property Address | 23 EARL ST, CENTERBROOK, CT 06409-1026 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 335-936 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | 335/936 |
| Name | BAY EQUITY LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2035 |
The 2026 property tax bill for 23 Earl St was $4,919, up 3.4% from the year before.
Source: Essex Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Essex Town |
| Elementary School District | Essex School District (PK - 06) |
| Secondary School District | Regional School District 04 (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,919.00 (+3.38%) | $255,400 (-) Land $83,200 Building $172,200 | $501,382 (+180.45%) |
| 2025 | $4,758.00 | $255,400 Land $83,200 Building $172,200 | $178,780 Land $58,240 Building $120,540 |
| 2024 | $4,758.00 (+18.18%) | ||
| 2023 | $4,026.00 (-0.25%) | $178,200 (-) Land $71,700 Building $106,500 | |
| 2022 | $4,036.00 | $178,200 Land $71,700 Building $106,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Earl St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 23 Earl St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - SHORELINE REGION-CHESTER SYSTEM private · serves 5,030 people · EPA ID CT0261031 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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