Madison Town property record for 28 E Wharf Rd, Madison, CT 06443
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,469 sqft · built 1948 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Company Name on Record |
| Last Sale | $295,000 (Feb 1995) |
| Tax Bill | $13,285 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MADI M:28 B:44 |
| Primary APN | MADI M:28 B:44 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,469 sqft Living Area |
| Gross Area | 5,364 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 138500 |
|---|---|
| Street Address | 28 E WHARF RD |
| City | MADISON |
| State | CT |
| Zip | 06443-3114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Block | 44 |
| Jurisdiction | MADISON CT |
| Township / Civil Division | MADISON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 194102 |
Source: Madison Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 28 E WHARF RD, MADISON, CT 06443-3114 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 20, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jan 31, 2017 | Deed of Trust, Mortgage BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 1995 · Amount on Record |
| Deed Sale | Feb 28, 1995 · Amount on Record |
| Deed Book / Page | 649 / 3 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON CT |
| Property Address | 28 E WHARF RD, MADISON, CT 06443-3114 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002310-643 |
|---|---|
| Date | Mar 20, 2026 |
| Book Page | 2310/643 |
| Instrument | 2026-495 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON CT |
| Property Address | 28 E WHARF RD, MADISON, CT 06443-3114 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2012-159 |
|---|---|
| Date | Jan 31, 2017 |
| Book Page | 2012/159 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 1, 2047 |
Source: Madison Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Madison Town |
| Unified School District | Madison School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,285.00 | $592,300 (+38.87%) Land $331,300 Building $261,000 | $414,610 Land $231,910 Building $182,700 |
| 2024 | $13,285.00 (+3.94%) | ||
| 2023 | $12,782.00 (+1.91%) | $426,500 (-) Land $271,800 Building $154,700 | |
| 2022 | $12,543.00 | $426,500 Land $271,800 Building $154,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 90% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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