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18 E Wharf Rd, Madison, CT 06443 Property Records

Madison Town property record for 18 E Wharf Rd, Madison, CT 06443

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,741 sqft · built 1929
Lot Size0.45 acres (19,602 sqft)
Owner2 Individual Names on File
Last Sale$345,000 (Jun 1996)
Tax Bill$14,618 (2025)
Deeds & MortgagesMay 2021 Mortgage
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNMADI M:28 B:46

Property Details

APN / Parcel Number

Primary APNMADI M:28 B:46
Alternative APNs
  • 00138700
  • 138700

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,741 sqft Living Area
Gross Area5,068 sqft

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialWood Shingle
Lot Area19,602 sqft (0.45 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number138700
Street Address18 E WHARF RD
CityMADISON
StateCT
Zip06443-3114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal Block46
JurisdictionMADISON CT
Township / Civil DivisionMADISON
Census Block Group2
Census Block2001
Census Tract194102

Owner

Source: Madison Town assessment roll, APN MADI M:28 B:46, as of June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address18 E WHARF RD, MADISON, CT 06443-3114
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2021Deed of Trust, Mortgage · Balloon Mortgage
AMERISAVE MORTGAGE CORP
May 13, 2021Quit Claim Deed, Transfer · Balloon Mortgage
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 12, 1996 · Amount on Record
Deed SaleJun 12, 1996 · Amount on Record
Prior SaleSep 27, 1989 · Amount on Record
Deed Book / Page704 / 96
Last Transfer DateMar 02, 2021
Transfer Doc2214-192
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON CT
Property Address18 E WHARF RD, MADISON, CT 06443-3114
Transaction TypeMortgage
Record UpdatedOct 06, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002214-195
DateMay 13, 2021
Book Page2214/195
Instrument1875
Lender
NameAMERISAVE MORTGAGE CORP
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMADISON CT
Recording DateMay 13, 2021
Property Address18 E WHARF RD, MADISON, CT 06443-3114
Document Number002214-192
Book / Page2214 / 192
Instrument DateMar 02, 2021
Instrument2021-01874
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address18 E WHARF RD, MADISON, CT 06443-3114

Mortgage

Document Number0202101875
DateMay 13, 2021
Instrument2021-01875
Lender
NameAMERISAVE MORTGAGE CORP
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: Madison Town assessment roll as of June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionMadison Town
Unified School DistrictMadison School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$14,618.00$651,700 (+41.92%) Land $340,400 Building $311,300$456,190 Land $238,280 Building $217,910
2024$14,618.00 (+6.22%)
2023$13,762.00 (+1.9%)$459,200 (-) Land $279,300 Building $179,900
2022$13,505.00$459,200 Land $279,300 Building $179,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09009C, as of January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 90% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 202 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CT0608011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCTWC - SHORELINE REGION-GUILFORD SYSTEM
private · serves 33,975 people
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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