28 E Thom St, China Grove, NC 28023 Property Records

Rowan County property record for 28 E Thom St, China Grove, NC 28023

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,324 sqft · built 1930
Lot Size0.25 acres (10,971 sqft)
Owner2 Individual Names on Record
Last Sale$212,000 (Sep 2021)
Tax Bill$1,812 (2026)
Deeds & MortgagesSep 2021 Sale & Mortgage
Feb 2021 Sale & Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN164A088

Property Details

APN / Parcel Number

Primary APN164A088
Alternative APN
  • 34860000001

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,324 sqft Living Area
1st Floor Area1,324 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 2020
Exterior MaterialOther
Foundation TypeFooting
Lot Area10,971 sqft (0.25 acres)
Lot Dimensions159 ft deep x 69 ft wide
Garage TypeDetached
PorchPorch
Porch Area224 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address28 E THOM ST
CityCHINA GROVE
StateNC
Zip28023-2300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1:SINGLE
Legal DescriptionL28 CHINA GROVE COTTON MILL VILLAGE
Legal SubdivisionCHINA GROVE COTTON MILL VILLAGE
JurisdictionROWAN NC
Township / Civil DivisionCHINA GROVE
Census Block Group4
Census Block4022
Census Tract51700

Owner

Source: Rowan County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28 E THOM ST, CHINA GROVE, NC 28023-2300
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2021Warranty Deed, Transfer · FHA Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC
Feb 8, 2021Warranty Deed, Construction Loan · Construction Mortgage
TRUIST BANK
Mar 2, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2021 · Amount on Record
Deed SaleSep 16, 2021 · Amount on Record
Prior SaleFeb 8, 2021 · Amount on Record
Deed Book / Page1384 / 202
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateSep 16, 2021
Property Address28 E THOM ST, CHINA GROVE, NC 28023-2300
Document Number0013840202
Book / Page1384 / 202
Map ReferencePG 946&946A
Instrument DateJul 18, 2021
Transaction TypeTransfer
Record UpdatedOct 10, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$424.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address572 KEPLEY CRAVER AVE, LEXINGTON, NC 27295-7169

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 E THOM ST, CHINA GROVE, NC 28023-2300

Mortgage

Document Number0001384203
DateSep 16, 2021
Instrument1384/203
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

February 2021: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateFeb 8, 2021
Property Address28 E THOM ST, CHINA GROVE, NC 28023-2300
Document Number0013670596
Book / Page1367 / 596
Map ReferenceMAP 946&946A
Instrument DateFeb 5, 2021
Transaction TypeConstruction Loan
Record UpdatedOct 10, 2023

Transaction

AmountAmount Recorded
Tax$130.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address28 E THOM ST, CHINA GROVE, NC 28023-2300

Transferred To (Grantee/Buyer)

NameVerified Name
Address527 KEPLEY CRAVER AVE, LEXINGTON, NC 27295-7169

Mortgage

Document Number0001367597
DateFeb 8, 2021
Instrument1367/597
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateMar 2, 2020
Property Address28 E THOM ST, CHINA GROVE, NC 28023-2300
Document Number0013440347
Book / Page001344 / 000347
Instrument DateMar 2, 2020
Transaction TypeTransfer
Record UpdatedMar 17, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$12.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address322 WHISPER DR CHINA GROVE NC 280239379, CHINA GROVE, NC 28023-9379

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityChina Grove Town
CountyRowan County
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,812.00$167,819 (-) Land $20,500 Building $147,319$167,819 (-) Land $20,500 Building $147,319
2023$1,812.00$167,819 Land $20,500 Building $147,319$167,819 Land $20,500 Building $147,319

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CHINA GROVE
serves 4,895 people · EPA ID NC0180040
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
Lead15 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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