14 E Thom St, China Grove, NC 28023 Property Records

Rowan County property record for 14 E Thom St, China Grove, NC 28023

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,340 sqft · built 1920
Lot Size0.18 acres (7,700 sqft)
Owner2 Individual Names on Record
Last Sale$160,000 (Aug 2022)
Tax Bill$1,397 (2026)
Deeds & MortgagesAug 2022 Sale & Mortgage
Mar 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN164A082

Property Details

APN / Parcel Number

Primary APN164A082
Alternative APN
  • 6277640

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,340 sqft Living Area
1st Floor Area1,340 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1997
Exterior MaterialAluminum/Vinyl
Lot Area7,700 sqft (0.18 acres)
Lot Dimensions100 ft deep x 77 ft wide
PorchPorch
Porch Area301 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address14 E THOM ST
CityCHINA GROVE
StateNC
Zip28023-2300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1:SINGLE
Legal DescriptionL14
Legal SubdivisionCHINA GROVE COTTON MILL VILLAGE
JurisdictionROWAN NC
Township / Civil DivisionCHINA GROVE
Census Block Group4
Census Block4022
Census Tract51700

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address14 E THOM ST, CHINA GROVE, NC 28023-2300
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2022Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Mar 31, 2021Warranty Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA COMMERCIAL
Dec 18, 2020Warranty Deed, Transfer
VENTURE TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2022 · Amount on Record
Deed SaleAug 12, 2022 · Amount on Record
Prior SaleMar 31, 2021 · Amount on Record
Deed Book / Page1407 / 888
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateAug 12, 2022
Property Address14 E THOM ST, CHINA GROVE, NC 28023-2300
Document Number0014070888
Book / Page1407 / 888
Map ReferenceMB 9995 PG 946&946A
Instrument DateAug 9, 2022
Transaction TypeTransfer
Record UpdatedOct 10, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$320.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address393 NICHOL MILL LN # LN26.0, LN26.0, FRANKLIN, TN 37067-8324

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4 E THOM ST, CHINA GROVE, NC 28023-2300

Mortgage

Document Number0001407889
DateAug 12, 2022
Instrument1407/889
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateMar 31, 2021
Property Address14 E THOM ST, CHINA GROVE, NC 28023-2300
Document Number0013710592
Book / Page1371 / 592
Map ReferencePG 946&946A
Instrument DateMar 31, 2021
Transaction TypeTransfer
Record UpdatedOct 10, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$280.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address393 NICHOL MILL LN # LN260, LN260, FRANKLIN, TN 37067-8324

Transferred To (Grantee/Buyer)

NameVerified Name
Address393 NICHOL MILL LN STE 260, 260, FRANKLIN, TN 37067-0004

Mortgage

Document Number0001371593
DateMar 31, 2021
Instrument1371/593
Lender
NameFINANCE OF AMERICA COMMERCIAL
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 8, 2051

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateDec 18, 2020
Property Address14 E THOM ST, CHINA GROVE, NC 28023-2300
Document Number0013630444
Book / Page001363 / 000444
Instrument DateDec 18, 2020
Transaction TypeTransfer
Record UpdatedDec 29, 2020
Title CompanyVENTURE TITLE

Transaction

AmountAmount Recorded
Tax$130.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address393 NICHOL MILL LN FRANKLIN TN 370678324, FRANKLIN, TN 37067-8324
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityChina Grove Town
CountyRowan County
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,397.00$129,370 (-) Land $20,500 Building $108,870$129,370 (-) Land $20,500 Building $108,870
2023$1,397.00$129,370 Land $20,500 Building $108,870$129,370 Land $20,500 Building $108,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CHINA GROVE
serves 4,895 people · EPA ID NC0180040
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
Lead15 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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