Berkshire County and Adams Town property record for 28 E Orchard Ter, Adams, MA 01220
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,664 sqft · built 1975 |
| Lot Size | 1.04 acres (45,607 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $176,000 (Oct 2019) |
| Tax Bill | $4,647 (2025) |
| Deeds & Mortgages | Oct 2019 Sale & Mortgage |
| APN | 42240000000490 |
| Primary APN | 42240000000490 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,664 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Basement Area | 832 sqft |
| Unfinished Basement | 832 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 45,607 sqft (1.04 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Total Buildings | 2 Buildings |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 42240000000490 |
|---|---|
| Street Address | 28 E ORCHARD TER |
| City | ADAMS |
| State | MA |
| Zip | 01220-2306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Lot Number | 490 |
| Jurisdiction | ADAMS MA |
| Township / Civil Division | ADAMS |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 922300 |
28 E Orchard Ter is owned and occupied by two individuals who bought it in October 2019.
Source: Berkshire County and Adams Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 E ORCHARD TER, ADAMS, MA 01220-2306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2019 · Amount on File |
| Deed Sale | Oct 17, 2019 · Amount on File |
| Prior Sale | Jun 26, 2014 · Amount on File |
| Deed Book / Page | 1695 / 949 |
| Prior Transfer Date | Oct 4, 2019 |
| Prior Transfer Doc | 001695-949 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ADAMS MA |
| Recording Date | Oct 17, 2019 |
| Property Address | 28 E ORCHARD TER, ADAMS, MA 01220-2306 |
| Document Number | 1695-949 |
| Book / Page | 1695 / 949 |
| Instrument Date | Oct 4, 2019 |
| Instrument | 5708 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 E ORCHARD TER, ADAMS, MA 01220-2306 |
| Document Number | 5704 |
|---|---|
| Date | Oct 17, 2019 |
| Instrument | 5704 |
| Name | ADAMS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 28 E Orchard Ter was $4,647, up 5.9% from the year before.
Source: Berkshire County and Adams Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Berkshire County |
| County Subdivision | Adams Town |
| Unified School District | Hoosac Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,647.00 (+5.85%) | $273,200 (+9.15%) Land $77,700 Building $195,500 | $339,195 |
| 2024 | $4,390.00 (+7.13%) | $250,300 (+13.31%) Land $73,100 Building $177,200 | |
| 2023 | $4,098.00 | $220,900 Land $66,600 Building $154,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 28 E Orchard Ter; there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 E Orchard Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADAMS FIRE DISTRICT serves 7,945 people · EPA ID MA1004000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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