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26 E Orchard Ter, Adams, MA 01220 Property Records

Berkshire County and Adams Town property record for 26 E Orchard Ter, Adams, MA 01220

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,012 sqft · built 1972
Lot Size0.41 acres (17,860 sqft)
Owner2 Individual Names on File
Last Sale$161,000 (Oct 2021)
Tax Bill$3,970 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Oct 2021 Foreclosure
APN42240000000480

Property Details

APN / Parcel Number

Primary APN42240000000480
Alternative APNs
  • ADAM M:2240 B:0000 L:00480
  • M:000224 P:000048

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,012 sqft Living Area
1st Floor Area1,012 sqft
Basement Area1,012 sqft
Unfinished Basement612 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1986
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,860 sqft (0.41 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemRadiant
Heating FuelElectric

Location & Zoning

Account Number42240000000480
Street Address26 E ORCHARD TER
CityADAMS
StateMA
Zip01220-2306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal SubdivisionVALLEY VIEW HEIGHTS PLAN 01
Legal Lot Number480
JurisdictionADAMS MA
Township / Civil DivisionADAMS
Census Block Group2
Census Block2006
Census Tract922300

Owner

26 E Orchard Ter is owned and occupied by two individuals who bought it in October 2021.

Source: Berkshire County and Adams Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address26 E ORCHARD TER, ADAMS, MA 01220-2306
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2023Deed of Trust, Mortgage · Line of Credit
TRUSTCO BANK
Oct 20, 2021Foreclosure
Foreclosure Auction

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 20, 2021 · Amount on File
Deed SaleOct 20, 2021 · Amount on File
Prior SaleOct 23, 1985 · Amount on File
Deed Document Number20217094
Deed Book / Page1769 / 523
Prior Transfer DateOct 14, 2021
Prior Transfer Doc001769-523
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS MA
Property Address26 E ORCHARD TER, ADAMS, MA 01220-2306
Transaction TypeMortgage
Record UpdatedFeb 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001816-940
DateFeb 1, 2023
Book Page1816/940
Instrument538
Lender
NameTRUSTCO BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueMar 1, 2043
Interest
Rate TypeAdjustable Rate

October 2021: Foreclosure

Document TypeForeclosure
JurisdictionADAMS MA
Recording DateOct 20, 2021
Property Address26 E ORCHARD TER, ADAMS, MA 01220-2306
Document Number001769-523
Book / Page1769 / 523
Instrument DateOct 14, 2021
Instrument7094
Transaction TypeForeclosure
Record UpdatedDec 21, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address411 LANESBORO RD, CHESHIRE, MA 01225-9424
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 26 E Orchard Ter was $3,970, up 5.5% from the year before.

Source: Berkshire County and Adams Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBerkshire County
County SubdivisionAdams Town
Unified School DistrictHoosac Valley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,970.00 (+5.53%)$233,400 (+8.81%) Land $56,400 Building $177,000$260,477
2024$3,762.00 (+18.83%)$214,500 (+25.66%) Land $53,100 Building $161,400
2023$3,166.00$170,700 Land $48,200 Building $122,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 26 E Orchard Ter; there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 E Orchard Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemADAMS FIRE DISTRICT
serves 7,945 people · EPA ID MA1004000
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

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