28 E Highland Ave, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 28 E Highland Ave, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,546 sqft · built 1939
Lot Size	0.149 acres (6,504 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (May 2018)
Tax Bill	$8,955 (2026)
Deeds & Mortgages	Dec 2021 Refinance Jul 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MELR M:D12 P:0000097`

Property Details

APN / Parcel Number

Primary APN	`MELR M:D12 P:0000097`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,546 sqft Living Area
Gross Area	3,051 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,504 sqft (0.149 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	28 E HIGHLAND AVE
City	MELROSE
State	MA
Zip	02176-1326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URB
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	3
Census Block	3011
Census Tract	336201

Owner

28 E Highland Ave is owned and occupied by two individuals who bought it in May 2018.

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	28 E HIGHLAND AVE, MELROSE, MA 02176-1326
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC
Jul 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC
May 29, 2018	Quit Claim Deed, Transfer · Conventional with PMI MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2018 · Amount on File
Deed Sale	May 29, 2018 · Amount on File
Prior Sale	Jul 30, 2014 · Amount on File
Deed Book / Page	71067 / 34
Transfer Doc	0071067-34
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	28 E HIGHLAND AVE, MELROSE, MA 02176-1326
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079444-299
Date	Dec 29, 2021
Book Page	79444/299
Instrument	279559

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	28 E HIGHLAND AVE, MELROSE, MA 02176-1326
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	075103-168
Date	Jul 13, 2020
Book Page	75103/168
Instrument	112280

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	May 29, 2018
Property Address	28 E HIGHLAND AVE, MELROSE, MA 02176-1326
Document Number	71067-34
Book / Page	071067 / 000034
Instrument Date	May 18, 2018
Instrument	74705
Transaction Type	Transfer
Record Updated	Jun 20, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,964.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28 E HIGHLAND AVE MELROSE MA 021761326, MELROSE, MA 02176-1326

Mortgage

Document Number	71067-38
Date	May 29, 2018
Book Page	071067/000038
Instrument	74706

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 28, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 28 E Highland Ave was $8,955, up 12,167.1% from the year before.

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,955.00 (+12,167.12%)	$780,700 (+4.57%) Land $507,800 Building $272,900	$903,320 (+8.43%)
2025	$73.00 (-99%)	$746,600 (+1.87%) Land $480,400 Building $266,200	$833,055
2024	$7,278.00 (+2.72%)	$732,900 (+7.8%) Land $466,700 Building $266,200
2023	$7,085.00	$679,900 Land $452,900 Building $227,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 E Highland Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 E Highland Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	476 / 106
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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