23 E Highland Ave, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 23 E Highland Ave, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,072 sqft · built 1928
Lot Size	0.209 acres (9,104 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,574 (2026)
Deeds & Mortgages	Oct 2022 Refinance Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MELR M:D12 P:0000135`

Property Details

APN / Parcel Number

Primary APN	`MELR M:D12 P:0000135`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,072 sqft Living Area
Gross Area	3,580 sqft
Basement Area	1,120 sqft
Unfinished Basement	728 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,104 sqft (0.209 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	23 E HIGHLAND AVE
City	MELROSE
State	MA
Zip	02176-1325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URA
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	3
Census Block	3010
Census Tract	336201

Owner

23 E Highland Ave is owned and occupied by two individuals.

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	23 E HIGHLAND AVE, MELROSE, MA 02176-1325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Jun 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	23 E HIGHLAND AVE, MELROSE, MA 02176-1325
Transaction Type	Mortgage
Record Updated	Nov 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080825-164
Date	Oct 14, 2022
Book Page	80825/164
Instrument	153822

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	23 E HIGHLAND AVE, MELROSE, MA 02176-1325
Document Number	69459-164
Book / Page	069459 / 000164
Instrument Date	Jun 19, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69459-164
Date	Jun 20, 2017
Book Page	069459/000164
Instrument	92699

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 19, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 23 E Highland Ave was $8,574, up 12,326.1% from the year before.

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,574.00 (+12,326.09%)	$747,500 (+6.21%) Land $522,300 Building $225,200	$888,204 (-1.54%)
2025	$69.00 (-98.94%)	$703,800 (+7.17%) Land $494,100 Building $209,700	$902,120
2024	$6,521.00 (+0.32%)	$656,700 (+5.27%) Land $479,900 Building $176,800
2023	$6,500.00	$623,800 Land $465,800 Building $158,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 E Highland Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 E Highland Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	476 / 106
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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