28 E Emerson St, Chula Vista, CA 91911 Property Records

San Diego County property record for 28 E Emerson St, Chula Vista, CA 91911

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,448 sqft · built 1956
Lot Size0.168 acres (7,300 sqft)
Owner2 Individual Names on File
Last Sale$830,500 (Jul 2024)
Tax Bill$9,812 (2025)
Deeds & MortgagesApr 2025 Mortgage
Apr 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN575-492-01-00

Property Details

APN / Parcel Number

Primary APN575-492-01-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,448 sqft Living Area

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Lot Area7,300 sqft (0.168 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address28 E EMERSON ST
CityCHULA VISTA
StateCA
Zip91911-3546
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 40 TR 003221
Legal SubdivisionMARMIL HEIGHTS
Legal Tract003221
Legal Block2
Legal Lot Number40
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2006
Census Tract13302

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address28 E EMERSON ST, CHULA VISTA, CA 91911-3546
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2025Deed of Trust, Mortgage · Conventional Mortgage
MOVEMENT MORTGAGE
Apr 25, 2024Grant Deed, Transfer · Commercial Mortgage
ARI HOLDINGS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 18, 2024 · Amount on File
Deed SaleJul 18, 2024 · Amount on File
Prior SaleApr 25, 2024 · Amount on File
Deed Document Number2024184557
Prior Transfer DateMay 22, 2007
Prior Transfer Doc0000363971
Record UpdatedOct 29, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address28 E EMERSON ST, CHULA VISTA, CA 91911-3546
Transaction TypeMortgage
Record UpdatedJun 9, 2026
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 E EMERSON ST, CHULA VISTA, CA 91911-3546

Mortgage

Document Number0000105100
DateApr 23, 2025
Instrument2025-0105100
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2055

April 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 25, 2024
Property Address28 E EMERSON ST, CHULA VISTA, CA 91911-3546
Document Number0000104275
Map ReferenceMAP 3221
Instrument DateApr 23, 2024
Instrument2024-0104275
Transaction TypeTransfer
Record UpdatedMay 7, 2024
Title CompanyLAWYERS TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4250 MORENA BLVD STE E, E, SAN DIEGO, CA 92117-4331

Mortgage

Document Number0000104276
DateApr 25, 2024
Instrument2024-0104276
Lender
NameARI HOLDINGS LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term13 Months
DueMay 1, 2025

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$846,906 (+2%) Land $612,000 Building $234,906
2025$9,812.00 (+39.49%) Homeowner's exemption$830,300 (+57.98%) Land $600,000 Building $230,300
2023$7,034.00 (+16.53%)$525,586 Land $409,958 Building $115,628
2022$6,036.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSWEETWATER AUTHORITY
serves 184,915 people · EPA ID CA3710025
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 717 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
Cox Communications
Cable
2,000 / 100
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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