14 E Emerson St, Chula Vista, CA 91911 Property Records

San Diego County property record for 14 E Emerson St, Chula Vista, CA 91911

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,838 sqft · built 1956
Lot Size0.163 acres (7,100 sqft)
Owner2 Individual Names on Record
Last Sale$280,000 (Sep 2009)
Tax Bill$4,244 (2025)
Deeds & MortgagesSep 2020 Mortgage
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN575-491-01-00

Property Details

APN / Parcel Number

Primary APN575-491-01-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area1,838 sqft Living Area

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Lot Area7,100 sqft (0.163 acres)

Location & Zoning

Street Address14 E EMERSON ST
CityCHULA VISTA
StateCA
Zip91911-3508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 26 TR 003221
Legal SubdivisionMARMIL HEIGHTS
Legal Tract003221
Legal Block2
Legal Lot Number26
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2005
Census Tract13302

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address14 E EMERSON ST, CHULA VISTA, CA 91911-3508
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
SYNERGY ONE LENDING
Sep 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2009 · Amount on Record
Deed SaleSep 11, 2009 · Amount on Record
Prior SaleJul 8, 2009
Deed Document Number2009508884
Last Transfer DateJan 11, 2012
Transfer Doc0000029784
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address14 E EMERSON ST, CHULA VISTA, CA 91911-3508
Transaction TypeMortgage
Record UpdatedJun 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 E EMERSON ST, CHULA VISTA, CA 91911-3508

Mortgage

Document Number0000536621
DateSep 14, 2020
Instrument2020-0536621
Lender
NameSYNERGY ONE LENDING
TypeMortgage Company
AddressLOMBARD, IL 60148
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address14 E EMERSON ST, CHULA VISTA, CA 91911-3508
Transaction TypeMortgage
Record UpdatedJun 21, 2022
Title CompanyAMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 E EMERSON ST, CHULA VISTA, CA 91911-3508

Mortgage

Document Number0000631196
DateSep 7, 2021
Instrument2021-0631196
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$368,644 (+2%) Land $184,322 Building $184,322
2025$4,244.00 (+5.15%) Homeowner's exemption$361,416 (+4.04%) Land $180,708 Building $180,708
2023$4,036.00 (+2.99%) Homeowner's exemption$347,384 Land $173,692 Building $173,692
2022$3,919.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSWEETWATER AUTHORITY
serves 184,915 people · EPA ID CA3710025
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 717 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
Cox Communications
Cable
2,000 / 100
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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