28 E Chicago Ave, Pontiac, MI 48340 Property Records

Oakland County property record for 28 E Chicago Ave, Pontiac, MI 48340

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 972 sqft · built 1956
Lot Size	0.269 acres (11,718 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Jan 2025)
Tax Bill	$2,102 (2025)
Deeds & Mortgages	Jan 2025 Sale & Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`64-14-08-453-005`

Property Details

APN / Parcel Number

Primary APN	`64-14-08-453-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	972 sqft Living Area
1st Floor Area	972 sqft
Basement Area	972 sqft
Finished Basement	972 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,718 sqft (0.269 acres)
Lot Dimensions	130 ft deep x 90 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	39 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	28 E CHICAGO AVE
City	PONTIAC
State	MI
Zip	48340-1215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T3N, R10E, SEC 8 MARIMONT SUB LOTS 732 & 733, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range	10E
Legal Township	03N
Legal Section	08
Legal Subdivision	MARIMONT SUB
Legal Lot Number	732-733
Jurisdiction	OAKLAND MI
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2003
Census Tract	141100

Owner

28 E Chicago Ave is owned and occupied by an individual who bought it in January 2025.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	41 DEERFIELD LN, PONTIAC, MI 48340-1228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jun 7, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2025 · Amount on File
Deed Sale	Jan 29, 2025 · Amount on File
Prior Sale	Jun 7, 2021 · Amount on File
Deed Document Number	202511301
Deed Book / Page	59964 / 69
Prior Transfer Date	Dec 18, 2007
Prior Transfer Doc	0000014853
Record Updated	Oct 29, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 29, 2025
Property Address	28 E CHICAGO AVE, PONTIAC, MI 48340-1215
Document Number	0000011301
Book / Page	59964 / 69
Map Reference	LB 44 PG 24
Instrument Date	Jan 21, 2025
Instrument	11301
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	CORE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,537.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 E CHICAGO AVE, PONTIAC, MI 48340-1215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 E CHICAGO AVE, PONTIAC, MI 48340-1215

Mortgage

Document Number	0059958239
Date	Jan 29, 2025
Instrument	59958/239

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	28 E CHICAGO AVE, PONTIAC, MI 48340-1215
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 E CHICAGO AVE, PONTIAC, MI 48340-1215

Mortgage

Document Number	0000157910
Date	Jun 21, 2021
Book Page	56431/445
Instrument	157910

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 7, 2021
Property Address	28 E CHICAGO AVE, PONTIAC, MI 48340-1215
Document Number	0000144262
Book / Page	56341 / 169
Map Reference	LB 44 PG 24
Instrument Date	May 27, 2021
Instrument	144262
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Amount	Amount on Record
Tax	$1,109.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3725 LOCUST DR, OAKLAND, MI 48363-2841

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 E CHICAGO AVE, PONTIAC, MI 48340-1215

Tax Assessment & Valuation

The 2025 property tax bill for 28 E Chicago Ave was $2,102 with a homeowner's exemption, down 5.7% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Pontiac City
Unified School District	Pontiac City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,102.00 (-5.7%) Homeowner's exemption	$67,530	$135,060
2024	$2,229.00
2023		$57,810	$115,620
2021	$962.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 28 E Chicago Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 28 E Chicago Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTIAC serves 63,776 people · EPA ID MI0005440
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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