20 E Chicago Ave, Pontiac, MI 48340 Property Records

Oakland County property record for 20 E Chicago Ave, Pontiac, MI 48340

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,018 sqft · built 1956
Lot Size	0.169 acres (7,362 sqft)
Owner	2 Individual Names on File
Last Sale	$133,000 (Apr 2023)
Tax Bill	$2,238 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`64-14-08-453-027`

Property Details

APN / Parcel Number

Primary APN	`64-14-08-453-027`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,018 sqft Living Area
1st Floor Area	957 sqft
Basement Area	957 sqft
Unfinished Basement	957 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,362 sqft (0.169 acres)
Lot Dimensions	130 ft deep x 56 ft wide
Garage Area	334 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	20 E CHICAGO AVE
City	PONTIAC
State	MI
Zip	48340-1215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T3N, R10E, SEC 8 MARIMONT SUB LOT 735, ALSO N 1/2 OF VAC ALLEY ADJ TO SAME 2-28-00 FR 003
Legal Range	10E
Legal Township	03N
Legal Section	08
Legal Subdivision	MARIMONT SUB
Legal Lot Number	735
Jurisdiction	OAKLAND MI
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2003
Census Tract	141100

Owner

20 E Chicago Ave is owned and occupied by two individuals who bought it in April 2023.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 E CHICAGO AVE, PONTIAC, MI 48340-1215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Mar 23, 2022	Sheriff's Deed, Foreclosure
Jun 11, 2021	Warranty Deed, Transfer INTERSTATE TITLE, INTERSTATE TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2023 · Amount on File
Deed Sale	Apr 25, 2023 · Amount on File
Prior Sale	Mar 23, 2022 · Amount on File
Deed Document Number	202345477
Deed Book / Page	58562 / 288
Record Updated	Oct 29, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 25, 2023
Property Address	20 E CHICAGO AVE, PONTIAC, MI 48340-1215
Document Number	0000045477
Book / Page	58562 / 288
Map Reference	LB 44 PG 24
Instrument Date	Apr 19, 2023
Instrument	45477
Transaction Type	Transfer
Record Updated	May 8, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5600 GRANITE PKWY, PLANO, TX 75024-4177

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 E CHICAGO AVE, PONTIAC, MI 48340-1215

Mortgage

Document Number	0058562291
Date	Apr 25, 2023
Instrument	58562/291

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	20 E CHICAGO AVE, PONTIAC, MI 48340-1215
Transaction Type	Mortgage
Record Updated	Feb 10, 2023
Title Company	CRISLO TITLE COMPANY, CISLO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2700 FRANKLIN RD 614, 614, SOUTHFIELD, MI 48034

Mortgage

Document Number	0000125684
Date	May 13, 2021
Book Page	56231/881
Instrument	125684

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

March 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 23, 2022
Property Address	20 E CHICAGO AVE, PONTIAC, MI 48340-1215
Document Number	0000347738
Book / Page	57607 / 508
Map Reference	LB 44 PG 24
Instrument Date	Mar 15, 2022
Instrument	347738
Transaction Type	Foreclosure
Record Updated	Feb 10, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 E CHICAGO AVE, MI METRO, MI 48340-1215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 S WACKER DR STE 1300, 1300, CHICAGO, IL 60606-4616

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 11, 2021
Property Address	20 E CHICAGO AVE, PONTIAC, MI 48340-1215
Document Number	0000148714
Book / Page	56370 / 556
Map Reference	LB 44 PG 24
Instrument Date	May 5, 2021
Instrument	148714
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	INTERSTATE TITLE, INTERSTATE TITLE INC

Transaction

Amount	Amount on Record
Tax	$1,118.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15814 CHAMPION FOREST DR # DR188, DR188, SPRING, TX 77379-7141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CHICAGO AVE, PONTIAC, MI 48340

Tax Assessment & Valuation

The 2025 property tax bill for 20 E Chicago Ave was $2,238 with a homeowner's exemption, down 5.5% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Pontiac City
Unified School District	Pontiac City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,238.00 (-5.49%) Homeowner's exemption	$63,320	$126,640
2024	$2,368.00
2023		$36,630	$73,260
2021	$700.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 E Chicago Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 20 E Chicago Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTIAC serves 63,776 people · EPA ID MI0005440
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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