28 E 86th St, Indianapolis, IN 46240 Property Records

Marion County property record for 28 E 86th St, Indianapolis, IN 46240

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,900 sqft · built 2003
Lot Size	0.041 acres (1,804 sqft)
Owner	Individual Name on File
Last Sale	$328,000 (Jun 2024)
Tax Bill	$3,565 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-03-14-106-006.000-800`

Property Details

APN / Parcel Number

Primary APN	`49-03-14-106-006.000-800`
Alternative APN	`8062912`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,900 sqft Living Area
Gross Area	2,660 sqft
1st Floor Area	1,520 sqft
Upper Floors Area	760 sqft
Basement Area	760 sqft
Finished Basement	380 sqft
Unfinished Basement	380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2014
Architectural Style	Row Home
Construction Type	Masonry / Concrete Block
Lot Area	1,804 sqft (0.041 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	28 E 86TH ST
City	INDIANAPOLIS
State	IN
Zip	46240-1553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNHOMES AT MERIDIAN SQUARELOT 46 BLK 9 APPROX 1,804 SQ FT
Legal Subdivision	TOWNHOMES AT MERIDIAN SQUARELOT 46
Legal Block	9
Legal Lot Number	46
Jurisdiction	MARION IN
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2016
Census Tract	320107

Owner

Source: Marion County assessment roll, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	28 E 86TH ST, INDIANAPOLIS, IN 46240-1553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Jun 4, 2024	Warranty Deed, Transfer · Conventional Mortgage ELEMENTS FINANCIAL FCU
Oct 5, 2023	Warranty Deed, Transfer · Conventional Mortgage MJW FINANCIAL LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 4, 2024 · Amount on Record
Deed Sale	Jun 4, 2024 · Amount on Record
Prior Sale	Oct 5, 2023 · Amount on Record
Deed Document Number	202443544
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Recording Date	May 15, 2026
Property Address	28 E 86TH ST, INDIANAPOLIS, IN 46240-1553
Document Number	0000040951
Instrument Date	May 9, 2026
Instrument	202640951
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 E 86TH ST, INDIANAPOLIS, IN 46240-1553

Mortgage

Document Number	0000040951,
Date	May 15, 2026
Instrument	202640951

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Jun 4, 2024
Property Address	28 E 86TH ST, INDIANAPOLIS, IN 46240-1553
Document Number	0000043544
Map Reference	IN 2003-0177197
Instrument Date	May 29, 2024
Instrument	A202400043544
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	IHT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 E 86TH ST, INDIANAPOLIS, IN 46240-1553

Mortgage

Document Number	0000043545
Date	Jun 4, 2024
Instrument	A202400043545

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2054

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Oct 5, 2023
Property Address	28 E 86TH ST, INDIANAPOLIS, IN 46240-1553
Document Number	0000083555
Map Reference	IN 20030177197
Instrument Date	Sep 29, 2023
Instrument	A202300083555
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	SURITY TITLE, SECURITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 E 86TH ST, INDIANAPOLIS, IN 46240-1553

Mortgage

Document Number	0000083556
Date	Oct 5, 2023
Instrument	A202300083556

Lender

Name	MJW FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Washington Township
Consolidated City	Indianapolis City
Unified School District	Washington Township Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,565.00 (+21.71%)	$301,800 (+23.84%) Land $41,500 Building $260,300	$301,800 (+23.84%) Land $41,500 Building $260,300
2023	$2,929.00 (+0.31%)	$243,700 (+9.43%) Land $41,500 Building $202,200	$243,700 (+9.43%) Land $41,500 Building $202,200
2022	$2,920.00 (+2.31%) Homeowner's exemption	$222,700 Land $34,400 Building $188,300	$222,700 Land $34,400 Building $188,300
2021	$2,854.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Metronet Holdings.

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