28 Durham St, Belfast, ME 04915 Property Records

Waldo County and Belfast City property record for 28 Durham St, Belfast, ME 04915

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,026 sqft · built 1975
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$334,900 (Nov 2022)
Tax Bill	$5,840 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BELF M:036 L:171`

Property Details

APN / Parcel Number

Primary APN	`BELF M:036 L:171`
Alternative APN	`2762`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,026 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	2762
Street Address	28 DURHAM ST
City	BELFAST
State	ME
Zip	04915-6114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	171
Jurisdiction	BELFAST ME
Township / Civil Division	BELFAST
Census Block Group	4
Census Block	4027
Census Tract	43000

Owner

Source: Waldo County and Belfast City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	132 TUFTS RD, BELFAST, ME 04915-7516
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2025	Deed of Trust, Mortgage UNITED STATES OF AMERICA
Apr 20, 2023	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 26, 2023	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 18, 2022	Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2022 · Amount on Record
Deed Sale	Nov 18, 2022 · Amount on Record
Deed Document Number	202210662
Deed Book / Page	4863 / 187
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELFAST ME
Property Address	28 DURHAM ST, BELFAST, ME 04915-6114
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005139/78
Date	Aug 18, 2025
Book Page	5139/78
Instrument	2025-6795

Lender

Name	UNITED STATES OF AMERICA

Agreement

Amount	Amount Recorded

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELFAST ME
Property Address	28 DURHAM ST, BELFAST, ME 04915-6114
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004896/16
Date	Apr 20, 2023
Book Page	4896/16
Instrument	2023-2173

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	May 1, 2052

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELFAST ME
Property Address	28 DURHAM ST, BELFAST, ME 04915-6114
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004897/128
Date	Apr 26, 2023
Book Page	4897/128
Instrument	2023-2300

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	May 1, 2052

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BELFAST ME
Recording Date	Nov 18, 2022
Property Address	28 DURHAM ST, BELFAST, ME 04915-6114
Document Number	004863/187
Book / Page	4863 / 187
Instrument Date	Nov 15, 2022
Instrument	2022-10662
Transaction Type	Transfer
Record Updated	Jan 30, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	132 TUFTS RD, BELFAST, ME 04915-7516

Mortgage

Document Number	0202210663
Date	Nov 18, 2022
Instrument	2022-10663

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Waldo County and Belfast City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
Municipality	Belfast City
Unified School District	Regional School Unit 71 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,840.00 (+6.1%)	$357,400 (-) Land $79,100 Building $278,300
2024	$5,504.00 (+26.65%)	$357,400 (+65.31%) Land $79,100 Building $278,300
2023	$4,346.00 (-1.52%)	$216,200 (+4.85%) Land $50,400 Building $165,800
2022	$4,413.00	$206,200 Land $50,400 Building $155,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (2009–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 3 claims Severe Storm And Flooding, Oct 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELFAST WATER DISTRICT serves 5,698 people · EPA ID ME0090140
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Tidewater O.P.E.N., UniTel.

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