18 Durham St, Belfast, ME 04915 Property Records

Waldo County and Belfast City property record for 18 Durham St, Belfast, ME 04915

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 756 sqft · built 1972
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$165,000 (Jul 2016)
Tax Bill$5,283 (2025)
Deeds & MortgagesJan 2022 Refinance
Flood ZoneZone X (minimal risk)
APNBELF M:036 L:163

Property Details

APN / Parcel Number

Primary APNBELF M:036 L:163
Alternative APN
  • 2754

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area756 sqft Living Area

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number2754
Street Address18 DURHAM ST
CityBELFAST
StateME
Zip04915-6113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number163
JurisdictionBELFAST ME
Township / Civil DivisionBELFAST
Census Block Group4
Census Block4027
Census Tract43000

Owner

Source: Waldo County and Belfast City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address18 DURHAM ST, BELFAST, ME 04915-6113
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 26, 2016 · Amount on Record
Deed SaleJul 26, 2016 · Amount on Record
Deed Document Number20166404
Deed Book / Page4081 / 108
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELFAST ME
Property Address18 DURHAM ST, BELFAST, ME 04915-6113
Transaction TypeMortgage
Record UpdatedFeb 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004759/44
DateJan 20, 2022
Book Page4759/44
Instrument2022-678
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueFeb 1, 2037

Tax Assessment & Valuation

Source: Waldo County and Belfast City assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateMaine
CountyWaldo County
MunicipalityBelfast City
Unified School DistrictRegional School Unit 71 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,283.00 (+6.64%)$323,300 (+0.5%) Land $77,400 Building $245,900
2024$4,954.00 (+26.73%)$321,700 (+65.4%) Land $77,400 Building $244,300
2023$3,909.00 (-2.88%)$194,500 (+3.4%) Land $49,200 Building $145,300
2022$4,025.00$188,100 Land $49,200 Building $138,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims6 (2009–2024)
Claims Outside the SFHA6 of 6
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 3 claims
  • Severe Storm And Flooding, Oct 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBELFAST WATER DISTRICT
serves 5,698 people · EPA ID ME0090140
Water SourceGroundwater
Last State InspectionDec 2025
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Tidewater O.P.E.N., UniTel.

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