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28 Durango Rd, Montgomery, IL 60538 Property Records

Kendall County property record for 28 Durango Rd, Montgomery, IL 60538

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,228 sqft · built 1960
Lot Size0.211 acres (9,191 sqft)
Owner2 Individual Names on Record
Last Sale$209,000 (Feb 2021)
Tax Bill$5,488 (2024)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Jun 2020 Sale
Flood ZoneZone X (minimal risk)
APN03-04-351-015

Property Details

APN / Parcel Number

Primary APN03-04-351-015
Alternative APN
  • 1004351015

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,228 sqft Living Area
Gross Area1,756 sqft
1st Floor Area1,228 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Construction TypeFrame
Roof MaterialAsphalt
Lot Area9,191 sqft (0.211 acres)
Lot Dimensions103 ft deep x 95 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address28 DURANGO RD
CityMONTGOMERY
StateIL
Zip60538-2320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 95 BOULDER HILL SUB UNIT 5 SECS 4 & 5-37-8
Legal Range08E
Legal Township37N
Legal Section04
Legal SubdivisionBOULDER HILL SUB
Legal Lot Number95
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group3
Census Block3007
Census Tract890202

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address28 DURANGO RD, MONTGOMERY, IL 60538-2320
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2021Warranty Deed, Transfer · FHA Mortgage
FIRST CENTENNIAL MORTGAGE CORP
Jun 26, 2020Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 4, 2021 · Amount on Record
Deed SaleFeb 4, 2021 · Amount on Record
Prior SaleJun 26, 2020 · Amount on Record
Deed Document Number20213041
Record UpdatedOct 29, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateFeb 4, 2021
Property Address28 DURANGO RD, MONTGOMERY, IL 60538-2320
Document Number0000003041
Instrument DateNov 25, 2020
Instrument202100003041
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyLAKELAND TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$209.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address28 DURANGO RD, MONTGMRY, IL 60538-2320
InvestorPossibly a Property Investor

Mortgage

Document Number0000003042
DateFeb 4, 2021
Instrument202100003042
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueDec 1, 2050
Interest
Rate TypeFixed Rate
Rate2.25%

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateJun 26, 2020
Property Address28 DURANGO RD, MONTGOMERY, IL 60538-2320
Document Number0000011355
Instrument DateMay 27, 2020
Instrument11355
Transaction TypeTransfer
Record UpdatedJul 7, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2472 US RL 30 #B103 OSWEGO IL 60543, B103, OSWEGO, IL 60543

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$82,866 (+31.89%) Land $24,698 Building $58,168$248,598 (+31.89%) Land $74,094 Building $174,504
2024$5,488.00
2022$62,831 Land $18,727 Building $44,104$188,493 Land $56,181 Building $132,312

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2013)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY
serves 28,956 people · EPA ID IL0894690
Water SourceGroundwater
Last State InspectionFeb 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Verizon, Watch TV.

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