27 Durango Rd, Montgomery, IL 60538 Property Records

Kendall County property record for 27 Durango Rd, Montgomery, IL 60538

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 983 sqft · built 1959
Lot Size	0.22 acres (9,578 sqft)
Owner	2 Individual Names on Record
Last Sale	$218,000 (May 2021)
Tax Bill	$6,249 (2024)
Deeds & Mortgages	Sep 2021 Second Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-04-352-005`

Property Details

APN / Parcel Number

Primary APN	`03-04-352-005`
Alternative APN	`1004352005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	983 sqft Living Area
Gross Area	1,823 sqft
1st Floor Area	983 sqft
Basement Area	552 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Tri-Level
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	9,578 sqft (0.22 acres)
Lot Dimensions	135 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	27 DURANGO RD
City	MONTGOMERY
State	IL
Zip	60538-2319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 103 BOULDER HILL SUB UNIT 5 SECS 4 & 5-37-8
Legal Range	08E
Legal Township	37N
Legal Section	04
Legal Subdivision	BOULDER HILL SUB
Legal Lot Number	103
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	3
Census Block	3010
Census Tract	890202

Owner

Source: Kendall County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 DURANGO RD, MONTGOMERY, IL 60538-2319
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAN PACIFIC MORTGAGE CORP
May 21, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2021 · Amount on Record
Deed Sale	May 21, 2021 · Amount on Record
Prior Sale	Oct 1, 2013 · Amount on Record
Deed Document Number	202112997
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	27 DURANGO RD, MONTGOMERY, IL 60538-2319
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023979
Date	Sep 13, 2021
Instrument	202100023979

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	May 21, 2021
Property Address	27 DURANGO RD, MONTGOMERY, IL 60538-2319
Document Number	0000012997
Map Reference	DOC 120238
Instrument Date	May 12, 2021
Instrument	202100012997
Transaction Type	Transfer
Record Updated	Jun 1, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$218.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 1282, AURORA, IL 60507-1282

Mortgage

Document Number	0000012998
Date	May 21, 2021
Instrument	202100012998

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Mortgage

Document Number	0000012999
Date	May 21, 2021
Instrument	202100012999

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$93,446 (+31.89%) Land $24,698 Building $68,748	$280,338 (+31.89%) Land $74,094 Building $206,244
2024	$6,249.00
2022		$70,852 Land $18,727 Building $52,125	$212,556 Land $56,181 Building $156,375

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon, Watch TV.

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