Monroe County property record for 28 Dilly Tree Park, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,829 sqft · built 1988 |
| Lot Size | 0.458 acres (19,966 sqft) |
| Owner | Individual Name on File |
| Last Sale | $3,500,000 (Feb 2023) |
| Tax Bill | $20,534 (2024) |
| Deeds & Mortgages | Feb 2023 Sale Jun 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00572797-003300 |
| Primary APN | 00572797-003300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,829 sqft Living Area |
| 1st Floor Area | 2,408 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Other |
| Construction Type | Concrete |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 19,966 sqft (0.458 acres) |
| Garage Area | 1,977 sqft |
| Pool Area | 1,300 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 3,676 sqft |
| Patio Area | 2,832 sqft |
| Water Feature | Water Feature |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1709590 |
|---|---|
| Old Parcel Number | 13594000572797003300 |
| Street Address | 28 DILLY TREE PARK |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-5106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2 LT 28 HARBOR COURSE SEC ONE OCEAN REEF PLAT #13 PB7-3 OR714-723 OR721-587 OR860-1463 OR971-2472/2474 OR1180-1253/54 |
| Legal Range | 40E |
| Legal Township | 59S |
| Legal Section | 13 |
| Legal Subdivision | HARBOR COURSE SEC 1 O.R. #13 |
| Legal Block | 2 |
| Legal Lot Number | 28 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 972700 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3604 W SWANN AVE, TAMPA, FL 33609-4518 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 7, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 7, 2019 | Deed of Trust, Mortgage · ARM NEWREZ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 2023 · Amount on File |
| Deed Sale | Feb 7, 2023 · Amount on File |
| Prior Sale | Oct 3, 2014 · Amount on File |
| Deed Document Number | 2405970 |
| Deed Book / Page | 3211 / 683 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 7, 2023 |
| Property Address | 28 DILLY TREE PARK, KEY LARGO, FL 33037-5106 |
| Document Number | 0032110683 |
| Book / Page | 3211 / 683 |
| Map Reference | MB 7 PG 3 |
| Instrument Date | Jan 31, 2023 |
| Instrument | 2405970 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $24,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28 DILLY TREE PARK, KEY LARGO, FL 33037-5106 |
| Name | Verified Name |
|---|---|
| Address | 602 RIVIERA DR, TAMPA, FL 33606-3810 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 28 DILLY TREE PARK, KEY LARGO, FL 33037-5106 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0029690089 |
|---|---|
| Date | Jun 7, 2019 |
| Book Page | 2969/0089 |
| Instrument | 2223742 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 6.75% |
| Index | 1-Year LIBOR |
| Max Rate | 9.75% |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,199,980 (+107.67%) Land $2,392,206 Building $807,774 | $3,199,980 (+8.19%) Land $2,392,206 Building $807,774 | |
| 2024 | $20,534.00 (+93.37%) | ||
| 2023 | $10,619.00 (+4.72%) Homeowner's exemption | $1,540,899 (+3%) | $2,957,760 (+58.59%) Land $1,977,030 Building $980,730 |
| 2022 | $10,140.00 Homeowner's exemption | $1,496,019 | $1,865,043 Land $1,146,677 Building $718,366 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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