24 Dilly Tree Park, Key Largo, FL 33037 Property Records

Monroe County property record for 24 Dilly Tree Park, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,091 sqft · built 2013
Lot Size	0.464 acres (20,200 sqft)
Owner	Individual Name on File
Last Sale	$1,900,000 (May 2011)
Tax Bill	$14,611 (2024)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`00572797-002900`

Property Details

APN / Parcel Number

Primary APN	`00572797-002900`
Alternative APNs	`13594000572797002900` `1709557`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,091 sqft Living Area
Gross Area	4,631 sqft
1st Floor Area	4,091 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Other
Construction Type	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	20,200 sqft (0.464 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	540 sqft

Exterior Amenities

Pool Area	450 sqft
Porch	Florida Room
Porch Area	2,074 sqft
Deck Area	3,244 sqft
Patio Area	3,244 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1709557
Street Address	24 DILLY TREE PARK
City	KEY LARGO
State	FL
Zip	33037-5106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 2 LT 24 HARBOR COURSE SEC ONE OCEAN REEF PLAT 13 PB7-3 OR659-297 OR659-285 OR809-1118 OR908-698/99 OR1038-636/37 OR1266-806/08 OR1685-623/25 OR2519-1221/25C OR2519-1230/32 OR2820-423/24
Legal Range	40E
Legal Township	59S
Legal Section	13
Legal Subdivision	HARBOR COURSE SEC 1 O.R. #13
Legal Block	2
Legal Lot Number	24
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	3
Census Block	3042
Census Tract	972700

Owner

24 Dilly Tree Park is owned and occupied by an individual who acquired it in August 2016.

Source: Monroe County records, as of December 9, 2025

Owner of Record	Individual Name on File
Mailing Address	24 DILLY TREE PARK, KEY LARGO, FL 33037-5106
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2011 · Amount on File
Deed Sale	May 27, 2011 · Amount on File
Prior Sale	Mar 23, 2001 · Amount on File
Deed Document Number	20111837566
Deed Book / Page	2519 / 1230
Last Transfer Date	Aug 4, 2016
Transfer Doc	0028200423
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	24 DILLY TREE PARK, KEY LARGO, FL 33037-5106
Transaction Type	Mortgage
Record Updated	Apr 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 DILLY TREE PARK, KEY LARGO, FL 33037-5106

Mortgage

Document Number	0030880185
Date	Apr 9, 2021
Book Page	3088/185
Instrument	2312828

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%
Type Change Date	May 1, 2031
Min Rate At Change	7.87%
Max Rate At Change	7.87%
Max Rate	7.87%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,204,853	$4,440,432 Land $3,404,912 Building $1,035,520
2024	$14,611.00 (+2.39%)
2023	$14,270.00 (+4.74%) Homeowner's exemption	$2,080,306 (+3%)	$3,887,413 (+70.12%) Land $2,870,420 Building $1,016,993
2022	$13,624.00 Homeowner's exemption	$2,019,715	$2,285,043 Land $1,261,995 Building $1,023,048

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 Dilly Tree Park in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 838 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1,585 units insured incl. 747 condo units
Nearby Flood Claims	78 (2005–2023)
Claims Outside the SFHA	1 of 78
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Dilly Tree Park is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20