28 Cypress Run, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 28 Cypress Run, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	1,120 sqft · built 2002
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Mar 2019)
Tax Bill	$976 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10472965`

Property Details

APN / Parcel Number

Primary APN	`10472965`
Alternative APNs	`R600 028 000 0209 0000` `R603 028 000 0209 0000`

Interior

Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area

Exterior

Year Built	Built 2002
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	10472965
Old Parcel Number	R603 028 000 0209 0000
Street Address	28 CYPRESS RUN
City	BLUFFTON
State	SC
Zip	29909-5081
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 274 ARGENT III BLK 46A DEL WEBB PB86 PGS141-142 PB89 PGS8-9 PB89 PGS73-74
Legal Subdivision	DEL WEBB SUN CITY
Legal Block	46A
Legal Lot Number	274
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2002
Census Tract	2109

Owner

28 Cypress Run is owned and occupied by an individual who bought it in March 2019.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	Individual Name on File
Mailing Address	28 CYPRESS RUN, BLUFFTON, SC 29909-5081
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Mar 29, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 27, 2018	Deed, Transfer · VA Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2019 · Amount on File
Deed Sale	Mar 29, 2019 · Amount on File
Prior Sale	Mar 27, 2018 · Amount on File
Deed Document Number	2019015587
Deed Book / Page	3747 / 2550
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	28 CYPRESS RUN, BLUFFTON, SC 29909-5081
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044112
Date	Aug 12, 2020
Book Page	3895/2494
Instrument	2020044112

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Mar 29, 2019
Property Address	28 CYPRESS RUN, BLUFFTON, SC 29909-5081
Document Number	0000015587
Book / Page	3747 / 2550
Map Reference	MB 89 PG 73
Instrument Date	Mar 11, 2019
Instrument	2019015587
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 CYPRESS RUN, BLUFFTON, SC 29909-5081

Mortgage

Document Number	0000015588
Date	Mar 29, 2019
Instrument	2019015588

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Mar 27, 2018
Property Address	28 CYPRESS RUN, BLUFFTON, SC 29909-5081
Document Number	0000015588
Book / Page	3654 / 1022
Map Reference	MB 89 PG 73
Instrument Date	Feb 19, 2018
Instrument	2018015588
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$684.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 CYPRESS RUN, BLUFFTON, SC 29909-5081

Mortgage

Document Number	0000015589
Date	Mar 27, 2018
Instrument	2018015589

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 28 Cypress Run was $976.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$976.00	$9,200 (-24.09%)
2024	$976.00	$12,120 (-) Land $2,700 Building $9,420	$303,000 (-) Land $67,500 Building $235,500
2023	$976.00 (-13.24%)	$12,120 (+51.5%) Land $2,700 Building $9,420	$303,000 (+51.5%) Land $67,500 Building $235,500
2022	$1,125.00	$8,000 Land $2,080 Building $5,920	$200,000 Land $52,000 Building $148,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 28 Cypress Run in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 247 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	247 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Cypress Run is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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