Middlesex County and Old Bridge Township property record for 28 Cottrell Rd, Matawan, NJ 07747
| Property Type | Single Family Home |
|---|---|
| Details | 1,760 sqft · built 1953 |
| Lot Size | 0.99 acres (43,124 sqft) |
| Owner | Company Name on Record |
| Last Sale | $305,000 (Aug 2020) |
| Tax Bill | $10,748 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Sep 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-10253-0000-00024 |
| Primary APN | 15-10253-0000-00024 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,760 sqft Living Area |
| 1st Floor Area | 1,760 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Frame |
| Lot Area | 43,124 sqft (0.99 acres) |
| Lot Depth | 403 ft Depth |
| Account Number | 06233000 |
|---|---|
| Street Address | 28 COTTRELL RD |
| City | MATAWAN |
| State | NJ |
| Zip | 07747-7035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | .99AC |
| Legal Block | 10253 |
| Legal Lot Number | 24 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | OLD BRIDGE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 7907 |
Source: Middlesex County and Old Bridge Township records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 28 COTTRELL RD, MATAWAN, NJ 07747-7035 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Nov 14, 2025 | Deed of Trust, Mortgage · Line of Credit COUNTY EXCELLENCE FCU |
| Sep 3, 2021 | Deed of Trust, Mortgage · Line of Credit COUNTY EDUCATORS FCU |
| Aug 13, 2020 | Deed, Transfer · FHA Mortgage HARTFORD FUNDING LTD |
| Feb 26, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Nov 22, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2020 · Amount on Record |
| Deed Sale | Aug 13, 2020 · Amount on Record |
| Prior Sale | Oct 20, 1952 |
| Deed Document Number | 202073437 |
| Deed Book / Page | 17981 / 1360 |
| Prior Transfer Date | Feb 11, 2020 |
| Prior Transfer Doc | 0000018797 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 28 COTTRELL RD, MATAWAN, NJ 07747-7035 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000070144 |
|---|---|
| Date | Nov 14, 2025 |
| Book Page | 19877/1069 |
| Instrument | 2025070144 |
| Name | COUNTY EXCELLENCE FCU |
|---|---|
| Type | Credit Union |
| Address | ROSELLE PARK, NJ 07204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 13, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 28 COTTRELL RD, MATAWAN, NJ 07747-7035 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021112868 |
|---|---|
| Date | Sep 3, 2021 |
| Book Page | 18611/1863 |
| Instrument | 2021112868 |
| Name | COUNTY EDUCATORS FCU |
|---|---|
| Type | Credit Union |
| Address | ROSELLE PARK, NJ 07204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Aug 13, 2020 |
| Property Address | 28 COTTRELL RD, MATAWAN, NJ 07747-7035 |
| Document Number | 2020073437 |
| Book / Page | 17981 / 1360 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 2020073437 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | FOUNDATION TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,754.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 ATLANTIC AVE, 109, MATAWAN, NJ 07747-2501 |
| Name | Verified Name |
|---|---|
| Address | 28 COTTRELL RD, MATAWAN, NJ 07747-7035 |
| Document Number | 0000073438 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 17981/1366 |
| Instrument | 2020073438 |
| Name | HARTFORD FUNDING LTD |
|---|---|
| Type | Mortgage Company |
| Address | JERICHO, NY 11753 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Feb 26, 2020 |
| Property Address | 28 COTTRELL RD, MATAWAN, NJ 07747-7035 |
| Document Number | 0000018797 |
| Book / Page | 017795 / 000785 |
| Instrument Date | Feb 11, 2020 |
| Instrument | 18797 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 28 COTTRELL RD MATAWAN NJ 077477035, MATAWAN, NJ 07747-7035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Nov 22, 2017 |
| Property Address | 28 COTTRELL RD, MATAWAN, NJ 07747-7035 |
| Document Number | 0000005304 |
| Book / Page | 017015 / 000387 |
| Instrument Date | Oct 26, 2017 |
| Instrument | 5304 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 28 CROSS AVE MATAWAN NJ 077471004, MATAWAN, NJ 07747-1004 |
Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Old Bridge Township |
| Unified School District | Old Bridge Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $169,900 (-) Land $71,800 Building $98,100 | $169,900 (-) Land $71,800 Building $98,100 | |
| 2025 | $10,748.00 (+10.07%) | $169,900 (+14.03%) Land $71,800 Building $98,100 | $169,900 (+14.03%) Land $71,800 Building $98,100 |
| 2024 | $9,765.00 (+22.48%) | ||
| 2023 | $149,000 Land $71,800 Building $77,200 | $149,000 Land $71,800 Building $77,200 | |
| 2022 | $7,973.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 8 (1978–2012) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 54% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002 |
|---|---|
| Water Source | Purchased surface water from MIDDLESEX WATER COMPANY |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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