Middlesex County and Old Bridge Township property record for 12 Cottrell Rd, Matawan, NJ 07747
| Property Type | Single Family Home |
|---|---|
| Details | 2,828 sqft · built 1959 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $535,000 (Jun 2021) |
| Tax Bill | $14,891 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jun 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-10253-0000-00027 |
| Primary APN | 15-10253-0000-00027 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,828 sqft Living Area |
| 1st Floor Area | 2,828 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Construction Type | Frame |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Depth | 403 ft Depth |
| Account Number | 06237000 |
|---|---|
| Street Address | 12 COTTRELL RD |
| City | MATAWAN |
| State | NJ |
| Zip | 07747-7035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OG1 |
| Legal Description | .39AC |
| Legal Block | 10253 |
| Legal Lot Number | 27 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | OLD BRIDGE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 7907 |
Source: Middlesex County and Old Bridge Township records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12 COTTRELL RD, MATAWAN, NJ 07747-7035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2026 | Deed of Trust, Mortgage POINT DIGITAL FINANCE INC |
| Jun 10, 2021 | Deed, Subdivision Related Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC |
| Mar 4, 2019 | Grant Deed, Transfer · Construction Mortgage ASHMORE PTRS LLC |
| Nov 28, 2017 | Grant Deed, Transfer STEWART TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2021 · Amount on Record |
| Deed Sale | Jun 10, 2021 · Amount on Record |
| Prior Sale | Mar 4, 2019 · Amount on Record |
| Deed Document Number | 202177179 |
| Deed Book / Page | 18487 / 259 |
| Prior Transfer Date | Aug 24, 2016 |
| Prior Transfer Doc | 0011070417 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 12 COTTRELL RD, MATAWAN, NJ 07747-7035 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Title Company | CLEAREDGE TITLE, CLEAREDGE TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 120 COTTRELL RD, MATAWAN, NJ 07747-7039 |
| Document Number | 0000005293 |
|---|---|
| Date | Jan 26, 2026 |
| Book Page | 19933/1291 |
| Instrument | 2026005293 |
| Name | POINT DIGITAL FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | PALO ALTO, CA 94302 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Jun 10, 2021 |
| Property Address | 12 COTTRELL RD, MATAWAN, NJ 07747-7035 |
| Document Number | 0000077179 |
| Book / Page | 18487 / 259 |
| Instrument Date | Apr 16, 2021 |
| Instrument | 2021077179 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,511.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 901 MINDY LN, 901, PISCATAWAY, NJ 08854-5975 |
| Name | Verified Name |
|---|---|
| Address | 12 COTTRELL RD, MATAWAN, NJ 07747-7035 |
| Document Number | 0000077180 |
|---|---|
| Date | Jun 10, 2021 |
| Instrument | 2021077180 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Mar 4, 2019 |
| Property Address | 12 COTTRELL RD, MATAWAN, NJ 07747-7035 |
| Document Number | 0000016498 |
| Book / Page | 017437 / 001507 |
| Instrument Date | Feb 20, 2019 |
| Instrument | 16498 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2019 |
| Title Company | CLEAR TO CLOSE TITLE AGENCY, CLEAR TO CLOSE TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $228.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 220 DAVIDSON AVE #110 SOMERSET NJ 088734149, 110, SOMERSET, NJ 08873-4149 |
| Document Number | 16499 |
|---|---|
| Date | Mar 4, 2019 |
| Book Page | 017437/001512 |
| Instrument | 16499 |
| Name | ASHMORE PTRS LLC |
|---|---|
| Address | RICHWOOD, NJ 08074 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 3, 2020 |
| Rate | 12% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Nov 28, 2017 |
| Property Address | 12 COTTRELL RD, MATAWAN, NJ 07747-7035 |
| Document Number | 0000005979 |
| Book / Page | 017017 / 000375 |
| Instrument Date | Oct 25, 2017 |
| Instrument | 5979 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2017 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $170.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5613 WELLS DR PARLIN NJ 088591337, PARLIN, NJ 08859-1337 |
Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Old Bridge Township |
| Unified School District | Old Bridge Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $235,400 (-) Land $64,800 Building $170,600 | $235,400 (-) Land $64,800 Building $170,600 | |
| 2025 | $14,891.00 (+10.06%) | $235,400 (-) Land $64,800 Building $170,600 | $235,400 (-) Land $64,800 Building $170,600 |
| 2024 | $13,530.00 (+7.42%) | ||
| 2023 | $235,400 Land $64,800 Building $170,600 | $235,400 Land $64,800 Building $170,600 | |
| 2022 | $12,596.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 8 (1978–2012) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002 |
|---|---|
| Water Source | Purchased surface water from MIDDLESEX WATER COMPANY |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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