28 Concord Dr, Dunedin, FL 34698 Property Records

Pinellas County property record for 28 Concord Dr, Dunedin, FL 34698

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,513 sqft · built 2019
Lot Size	0.159 acres (6,957 sqft)
Owner	Individual Name on Record
Last Sale	$547,600 (Jun 2019)
Tax Bill	$8,786 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`C62-001-117-7517-7`

Property Details

APN / Parcel Number

Primary APN	`C62-001-117-7517-7`
Alternative APNs	`35-28-15-23229-000-0160` `R492483`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,513 sqft Heated Area
1st Floor Area	2,513 sqft
Flooring	Carpet

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,957 sqft (0.159 acres)
Lot Dimensions	120 ft deep x 58 ft wide
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	191 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R492483
Street Address	28 CONCORD DR
City	DUNEDIN
State	FL
Zip	34698-6860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUNEDIN COVE LOT 16
Legal Range	15
Legal Township	28
Legal Section	35
Legal Subdivision	DUNEDIN COVE
Legal Lot Number	16
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2001
Census Tract	26915

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	28 CONCORD DR, DUNEDIN, FL 34698-6860
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Jun 17, 2019	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2019 · Amount on Record
Deed Sale	Jun 17, 2019 · Amount on Record
Deed Document Number	0205791130
Deed Book / Page	20579 / 1130
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	28 CONCORD DR, DUNEDIN, FL 34698-6860
Transaction Type	Mortgage
Record Updated	Jan 26, 2022
Title Company	A AND A TITLE, A & A TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 CONCORD DR, DUNEDIN, FL 34698-6860

Mortgage

Document Number	0218890037
Date	Jan 12, 2022
Book Page	21889/37
Instrument	2022012196

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 17, 2019
Property Address	28 CONCORD DR, DUNEDIN, FL 34698-6860
Document Number	0205791130
Book / Page	20579 / 1130
Map Reference	MB 143 PG 34-36
Instrument Date	Jun 14, 2019
Instrument	2019190680
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,833.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9400 RIVER CROSSING BLVD # BLVD102, 9400, NEW PORT RICHEY, FL 34655-6033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 CONCORD DR, DUNEDIN, FL 34698-6860

Mortgage

Document Number	0205791132
Date	Jun 17, 2019
Instrument	20579/1132

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,786.00 (+6.99%) Homeowner's exemption	$540,696 (+5.99%)	$910,870 (+33.33%) Land $291,762 Building $619,108
2023	$8,212.00 (+2.6%) Homeowner's exemption	$510,153 (+3%)	$683,150 (+15.01%) Land $193,908 Building $489,242
2022	$8,004.00 Homeowner's exemption	$495,294	$593,997 Land $233,689 Building $360,308

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	37 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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