23 Concord Dr, Dunedin, FL 34698 Property Records

Pinellas County property record for 23 Concord Dr, Dunedin, FL 34698

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,594 sqft · built 2020
Lot Size	0.171 acres (7,453 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,175,000 (Dec 2025)
Tax Bill	$9,919 (2025)
Deeds & Mortgages	Dec 2025 Sale May 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`C62-001-117-7503-7`

Property Details

APN / Parcel Number

Primary APN	`C62-001-117-7503-7`
Alternative APNs	`35-28-15-23229-000-0020` `281535232290000020` `R493581`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,594 sqft Living Area
Gross Area	3,707 sqft
1st Floor Area	2,594 sqft
Flooring	Carpet

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,453 sqft (0.171 acres)
Lot Dimensions	129 ft deep x 58 ft wide
Garage Type	Attached
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	Deck Area
Patio Area	462 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R493581
Street Address	23 CONCORD DR
City	DUNEDIN
State	FL
Zip	34698-6849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUNEDIN COVE LOT 2
Legal Range	15E
Legal Township	28S
Legal Section	35
Legal Subdivision	DUNEDIN COVE
Legal Lot Number	2
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2001
Census Tract	26915

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 CONCORD DR, DUNEDIN, FL 34698-6849
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Warranty Deed, Transfer ACR TITLE GROUP LLLP
May 30, 2019	Warranty Deed, Construction Loan · Construction Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2025 · Amount on Record
Deed Sale	Dec 19, 2025 · Amount on Record
Prior Sale	May 30, 2019 · Amount on Record
Deed Document Number	2025357820
Deed Book / Page	23398 / 2493
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 19, 2025
Property Address	23 CONCORD DR, DUNEDIN, FL 34698-6849
Document Number	0233982493
Book / Page	23398 / 2493
Map Reference	MB 143 PG 34-36
Instrument Date	Dec 1, 2025
Instrument	2025357820
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	ACR TITLE GROUP LLLP

Transaction

Amount	Amount Recorded
Tax	$8,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2751 REGENCY OAKS BLVD # BLVDR206, BLVDR206, CLEARWATER, FL 33759-1524

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 CONCORD DR, DUNEDIN, FL 34698-6849

May 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 30, 2019
Property Address	23 CONCORD DR, DUNEDIN, FL 34698-6849
Document Number	0205571234
Book / Page	20557 / 1234
Map Reference	MB 143 PG 34-36
Instrument Date	May 29, 2019
Instrument	2019170026
Transaction Type	Construction Loan
Record Updated	Aug 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9400 RIVER CROSSING BLVD # BLVD102, 9400, NEW PORT RICHEY, FL 34655-6033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9918 TREE TOPS LAKE RD, TAMPA, FL 33626-4766

Mortgage

Document Number	2019170027
Date	May 30, 2019
Instrument	2019170027

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,919.00 (+6.92%)	$605,077 (+5.99%)	$951,986 (+30.2%) Land $300,734 Building $651,252
2023	$9,277.00 (+2.56%) Homeowner's exemption	$570,897 (+3%)	$731,162 (+16.22%) Land $202,686 Building $528,476
2022	$9,045.00 Homeowner's exemption	$554,269	$629,136 Land $242,188 Building $386,948

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	37 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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