28 Circuit Dr, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 28 Circuit Dr, Stow, MA 01775 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,119 sqft · built 1960
Lot Size	0.95 acres (41,382 sqft)
Owner	2 Individual Names on File
Last Sale	$602,500 (Aug 2018)
Tax Bill	$126 (2025)
Deeds & Mortgages	Dec 2024 Line of Credit Jul 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-15 000009`

Property Details

APN / Parcel Number

Primary APN	`R-15 000009`
Alternative APNs	`STOW M:000R-15 P:009` `M:000R=15 P:009`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,119 sqft Living Area
Gross Area	3,718 sqft
1st Floor Area	1,183 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,382 sqft (0.95 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R-15 000009
Street Address	28 CIRCUIT DR
City	STOW
State	MA
Zip	01775-1350
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	2
Census Block	2000
Census Tract	323101

Owner

Source: Middlesex County and Stow Town records · APN R-15 000009

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	28 CIRCUIT DR, STOW, MA 01775-1350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2024	Deed of Trust, Mortgage · Line of Credit CAMBRIDGE SAVINGS BANK
Jul 01, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Sep 04, 2019	Deed of Trust, Mortgage · Conventional Mortgage ROCKLAND TR
Aug 24, 2018	Quit Claim Deed, Transfer BLUE HILLS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 24, 2018 · Amount on Record
Deed Sale	Aug 24, 2018 · Amount on Record
Prior Sale	Aug 06, 2013 · Amount on Record
Deed Book / Page	71525 / 238
Record Updated	Jun 08, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	28 CIRCUIT DR, STOW, MA 01775-1350
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	083638-183
Date	Dec 31, 2024
Book Page	83638/183
Instrument	149206

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	349 Months
Due	Jan 01, 2054

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	28 CIRCUIT DR, STOW, MA 01775-1350
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75020-520
Date	Jul 01, 2020
Book Page	75020/520
Instrument	104859

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	28 CIRCUIT DR, STOW, MA 01775-1350
Document Number	73262-516
Instrument Date	Sep 04, 2019
Transaction Type	Mortgage
Record Updated	Oct 02, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28 CIRCUIT DR STOW MA 017751350, STOW, MA 01775-1350

Mortgage

Document Number	73262-516
Date	Sep 11, 2019
Book Page	073262/000516
Instrument	137604

Lender

Name	ROCKLAND TR

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Aug 24, 2018
Property Address	28 CIRCUIT DR, STOW, MA 01775-1350
Document Number	71525-238
Book / Page	71525 / 238
Instrument	130810
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$85.24
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	715250240
Date	Aug 24, 2018
Instrument	71525/0240

Lender

Name	BLUE HILLS BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2048

Tax Assessment & Valuation

Source: Middlesex County and Stow Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$126.00 (-98.89%)	$725,700 (+8.1%) Land $338,200 Building $387,500	$752,400
2024	$11,392.00 (+4%)	$671,300 (+11.11%) Land $309,800 Building $361,500
2023	$10,954.00	$604,200 Land $281,700 Building $322,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173231012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	9 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 77 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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