16 Circuit Dr, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 16 Circuit Dr, Stow, MA 01775

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,388 sqft · built 1972
Lot Size0.92 acres (40,075 sqft)
OwnerIndividual Name on Record
Last Sale$620,000 (Jun 2020)
Tax Bill$12,297 (2025)
Deeds & MortgagesOct 2021 Refinance
Jun 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR-15 000007

Property Details

APN / Parcel Number

Primary APNR-15 000007
Alternative APNs
  • STOW M:000R-15 P:007
  • M:000R=15 P:007

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,388 sqft Living Area
Gross Area5,554 sqft
1st Floor Area1,300 sqft
Basement Area1,412 sqft
Unfinished Basement1,412 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 2011
Architectural StyleRaised Ranch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area40,075 sqft (0.92 acres)
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberR-15 000007
Street Address16 CIRCUIT DR
CitySTOW
StateMA
Zip01775-1350
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal SubdivisionJUNIPER HILL DEV
JurisdictionSTOW MA
Township / Civil DivisionSTOW
Census Block Group2
Census Block2000
Census Tract323101

Owner

Source: Middlesex County and Stow Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address16 CIRCUIT DR, STOW, MA 01775-1350
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
DEDHAM INSTITUTION FOR SAVINGS
Jun 23, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
DEDHAM INSTITUTION FOR SAVINGS
May 2, 2017Deed of Trust, Mortgage · Line of Credit
CITIZENS BK/RI

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 23, 2020 · Amount on Record
Deed SaleJun 23, 2020 · Amount on Record
Prior SaleApr 17, 1998 · Amount on Record
Deed Document Number202098223
Deed Book / Page74946 / 137
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTOW MA
Property Address16 CIRCUIT DR, STOW, MA 01775-1350
Transaction TypeMortgage
Record UpdatedNov 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number78930-520
DateOct 18, 2021
Book Page78930/520
Instrument228086
Lender
NameDEDHAM INSTITUTION FOR SAVINGS
TypeFunding / Finance Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTOW MA
Recording DateJun 23, 2020
Property Address16 CIRCUIT DR, STOW, MA 01775-1350
Document Number74946-137
Book / Page74946 / 137
Instrument DateJun 15, 2020
Instrument98223
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address16 CIRCUIT DR, STOW, MA 01775-1350

Mortgage

Document Number98224
DateJun 23, 2020
Instrument98224
Lender
NameDEDHAM INSTITUTION FOR SAVINGS
TypeFunding / Finance Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTOW MA
Property Address16 CIRCUIT DR, STOW, MA 01775-1350
Document Number69317-272
Book / Page069317 / 000272
Instrument DateMay 2, 2017
Transaction TypeMortgage
Record UpdatedJun 13, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number69317-272
DateMay 23, 2017
Book Page069317/000272
Instrument75787
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionStow Town
Unified School DistrictNashoba School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,297.00 (-0.18%)$705,900 (-2.76%) Land $336,400 Building $369,500$749,835
2024$12,319.00 (-1.51%)$725,900 (+5.22%) Land $308,200 Building $417,700
2023$12,508.00$689,900 Land $280,200 Building $409,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJUNIPER HILL WATER COMPANY
private · serves 220 people · EPA ID MA2286000
Water SourceGroundwater
Last State InspectionAug 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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