28 Circle Dr, Fruitport, MI 49415 Property Records

Muskegon County property record for 28 Circle Dr, Fruitport, MI 49415

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,016 sqft · built 2015
Lot Size	0.331 acres (14,418 sqft)
Owner	2 Individual Names on File
Last Sale	$20,000 (May 2015)
Tax Bill	$5,047 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41400000002500`

Property Details

APN / Parcel Number

Primary APN	`41400000002500`
Alternative APN	`61-41-400-000-0025-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Stories	2 Stories
Building Area	2,016 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	14,418 sqft (0.331 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	28 CIRCLE DR
City	FRUITPORT
State	MI
Zip	49415-9631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	V-R1
Legal Description	VILLAGE OF FRUITPORT HOME PORT SUB THAT PART OF LOT 25 DES AS BEG AT PT ON ROW LN OF CR DR S 29D 11M E 193.20 FT & S 19D 41M
Legal Subdivision	VILLAGE OF FRUITPORT
Legal Lot Number	25
Jurisdiction	MUSKEGON MI
Township / Civil Division	FRUITPORT
Census Block Group	4
Census Block	4037
Census Tract	2800

Owner

28 Circle Dr is owned and occupied by two individuals who bought it in May 2015.

Source: Muskegon County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 CIRCLE DR, FRUITPORT, MI 49415-9631
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 4, 2018	Deed of Trust, Mortgage · Line of Credit LAKE MI CU
May 1, 2017	Loan Modification, Mortgage · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2015 · Amount on File
Deed Sale	May 19, 2015 · Amount on File
Deed Document Number	20155521368
Deed Book / Page	4055 / 508
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	28 CIRCLE DR, FRUITPORT, MI 49415-9631
Transaction Type	Mortgage
Record Updated	Oct 18, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 CIRCLE DR, FRUITPORT, MI 49415-9631

Mortgage

Document Number	4276/409
Date	Oct 5, 2021
Book Page	4276/409
Instrument	5742056

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2041

Interest

Index	1-Month LIBOR

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	28 CIRCLE DR, FRUITPORT, MI 49415-9631
Document Number	0005634072
Instrument Date	Sep 4, 2018
Transaction Type	Mortgage
Record Updated	Oct 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28 CIRCLE DR FRUITPORT MI 494159631, FRUITPORT, MI 49415-9631

Mortgage

Document Number	0005634072
Date	Sep 28, 2018
Book Page	004168/000320
Instrument	5634072

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501-2848

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 27, 2043

Interest

Rate Type	Adjustable Rate

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MUSKEGON MI
Property Address	28 CIRCLE DR, FRUITPORT, MI 49415-9631
Document Number	0005585695
Instrument Date	May 1, 2017
Transaction Type	Mortgage
Record Updated	Jul 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0005585695
Date	Apr 13, 2017
Instrument	5585695

Lender

Name	LAKE MICHIGAN CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 28 Circle Dr was $5,047 with a homeowner's exemption.

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Fruitport Charter Township
Municipality	Fruitport Village
Unified School District	Fruitport Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,300 (+3.31%)	$486,600 (+3.31%)
2025	$5,047.00 Homeowner's exemption	$235,500	$471,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Circle Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Circle Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRUITPORT TOWNSHIP serves 9,355 people · EPA ID MI0002507
Water Source	Purchased surface water from MUSKEGON
Last State Inspection	May 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Frontier.

Nearby Properties on Circle Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures