16 Circle Dr, Fruitport, MI 49415 Property Records

Muskegon County property record for 16 Circle Dr, Fruitport, MI 49415

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,633 sqft · built 1958
Lot Size	1.31 acres (57,358 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,375,000 (Jul 2025)
Tax Bill	$21,819 (2025)
Deeds & Mortgages	Jul 2020 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41400000001600`

Property Details

APN / Parcel Number

Primary APN	`41400000001600`
Alternative APN	`61-41-400-000-0016-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Building Area	3,633 sqft Living Area
1st Floor Area	2,357 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	57,358 sqft (1.31 acres)
Garage Area	1,128 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16 CIRCLE DR
City	FRUITPORT
State	MI
Zip	49415-9631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	V-R1
Legal Description	VILLAGE OF FRUITPORT HOME PORT SUB LOT 16 EXC COMM AT NE COR OF LOT 16 TH WLY ALNG N LOT LN 246.4 FT FOR POB TH SLY AT RT
Legal Subdivision	VILLAGE OF FRUITPORT
Legal Lot Number	15-16
Jurisdiction	MUSKEGON MI
Township / Civil Division	FRUITPORT
Census Block Group	4
Census Block	4036
Census Tract	2800

Owner

Source: Muskegon County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 CIRCLE DR, FRUITPORT, MI 49415-9631
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
May 10, 2017	Warranty Deed, Transfer LAKE MI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2025 · Amount on Record
Deed Sale	Jul 23, 2025 · Amount on Record
Prior Sale	May 10, 2017 · Amount on Record
Deed Document Number	20255857578
Deed Book / Page	4392 / 39
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	16 CIRCLE DR, FRUITPORT, MI 49415-9631
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005694095
Date	Jul 29, 2020
Book Page	4228/401
Instrument	5694095

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2040

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	May 10, 2017
Property Address	16 CIRCLE DR, FRUITPORT, MI 49415-9631
Document Number	0005589202
Book / Page	004123 / 000408
Instrument Date	May 5, 2017
Instrument	5589202
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	CHICAGO TITLE/MI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,779.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16140 SHOREVIEW DR SPRING LAKE MI 494561462, SPRING LAKE, MI 49456-1462

Mortgage

Document Number	5589203
Date	May 10, 2017
Book Page	004123/000409
Instrument	5589203

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 9, 2047

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Fruitport Charter Township
Municipality	Fruitport Village
Unified School District	Fruitport Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$536,500 (+20.59%)	$1,073,000 (+20.59%)
2025	$21,819.00 Homeowner's exemption	$444,900	$889,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRUITPORT TOWNSHIP serves 9,355 people · EPA ID MI0002507
Water Source	Purchased surface water from MUSKEGON
Last State Inspection	May 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Frontier.

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