28 Christopher Ln, Sterling, VA 20165 Property Records

Loudoun County property record for 28 Christopher Ln, Sterling, VA 20165

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,128 sqft · built 1984
Lot Size0.239 acres (10,454 sqft)
Owner2 Individual Names on File
Tax Bill$6,640 (2023)
Deeds & MortgagesDec 2020 Mortgage
Sep 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN017-15-9215-000

Property Details

APN / Parcel Number

Primary APN017-15-9215-000
Alternative APN
  • 64A4/2/39

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area3,128 sqft Living Area
Gross Area5,024 sqft
1st Floor Area1,457 sqft
Basement Area1,160 sqft
Finished Basement1,160 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2000
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,454 sqft (0.239 acres)
Garage TypeAttached
Garage Area441 sqft

Exterior Amenities

PorchPorch
Porch Area48 sqft
Deck Area320 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Old Parcel Number/64A4/2////39/
Street Address28 CHRISTOPHER LN
CitySTERLING
StateVA
Zip20165-6205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDH3
Legal DescriptionCOUNTRYSIDE S.5A LOT 39 860--615
Legal SubdivisionCOUNTRYSIDE
Legal Lot Number39 860
JurisdictionLOUDOUN VA
Township / Civil DivisionALGONKIAN
Census Block Group3
Census Block3000
Census Tract611102

Owner

Source: Loudoun County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address28 CHRISTOPHER LN, STERLING, VA 20165-6205
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
INTERCOASTAL MTG
Sep 18, 2020Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Deed Document Number0000860615
Record UpdatedJun 7, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address28 CHRISTOPHER LN, STERLING, VA 20165-6205
Document Number20201228128013
Instrument DateDec 21, 2020
Transaction TypeMortgage
Record UpdatedJan 19, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 CHRISTOPHER LN STERLING VA 201656205, STERLING, VA 20165-6205

Mortgage

Document Number20201228128013
DateDec 28, 2020
Instrument128013
Lender
NameINTERCOASTAL MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 27, 2050
Interest
Rate TypeFixed Rate
Rate2.63%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address28 CHRISTOPHER LN, STERLING, VA 20165-6205
Document Number20200922085822
Instrument DateSep 18, 2020
Transaction TypeMortgage
Record UpdatedOct 20, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 CHRISTOPHER LN STERLING VA 201656205, STERLING, VA 20165-6205

Mortgage

Document Number20200922085822
DateSep 22, 2020
Instrument85822
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 21, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$6,640.00$758,880 Land $259,700 Building $499,180$758,880 Land $259,700 Building $499,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
1,200 / 35

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