20 Christopher Ln, Sterling, VA 20165 Property Records

Loudoun County property record for 20 Christopher Ln, Sterling, VA 20165 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,124 sqft · built 1985
Lot Size0.28 acres (12,196 sqft)
Owner2 Company Names on File
Tax Bill$6,147 (2025)
Deeds & MortgagesJul 2026 Sale
Sep 2025 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN017-15-7826-000

Property Details

APN / Parcel Number

Primary APN017-15-7826-000
Alternative APN
  • 64A4 2 43

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area3,124 sqft Living Area
1st Floor Area924 sqft
Basement Area900 sqft
Finished Basement900 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2000
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,196 sqft (0.28 acres)
Garage TypeAttached
Garage Area400 sqft
Deck AreaDeck Area
Patio Area600 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address20 CHRISTOPHER LN
CitySTERLING
StateVA
Zip20165-6205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTRYSIDE S.5A LOT 43 992--1527
Legal SubdivisionCOUNTRYSIDE
Legal Block3
Legal Lot Number43
JurisdictionLOUDOUN VA
Township / Civil DivisionALGONKIAN
Census Block Group3
Census Block3000
Census Tract611102

Owner

Source: Loudoun County records · APN 017-15-7826-000

Assessment roll updated August 11, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address20 CHRISTOPHER LN, STERLING, VA 20165-6205
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 17, 2025Deed of Trust, Mortgage · Line of Credit
NORTHWEST FCU
Dec 04, 2020Deed of Trust, Mortgage · Conventional Mortgage
NBKC BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJul 02, 2026
Transfer Doc0000038015
Record UpdatedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionLOUDOUN VA
Recording DateJul 23, 2026
Property Address20 CHRISTOPHER LN, STERLING, VA 20165-6205
Document Number0000038015
Instrument DateJul 02, 2026
Instrument202638015
Transaction TypeTransfer
Record UpdatedAug 05, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address20 CHRISTOPHER LN, STERLING, VA 20165-6205

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address20 CHRISTOPHER LN, STERLING, VA 20165-6205
Transaction TypeMortgage
Record UpdatedOct 02, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000044837
DateSep 17, 2025
Instrument20250917-0044837
Lender
NameNORTHWEST FCU
TypeCredit Union
AddressHERNDON, VA 20170
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 04, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address20 CHRISTOPHER LN, STERLING, VA 20165-6205
Document Number20201208120332
Instrument DateDec 04, 2020
Transaction TypeMortgage
Record UpdatedJan 05, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 CHRISTOPHER LN STERLING VA 201656205, STERLING, VA 20165-6205

Mortgage

Document Number20201208120332
DateDec 08, 2020
Instrument120332
Lender
NameNBKC BK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 07, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Loudoun County records · Assessment roll updated August 11, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,147.00 (+2.88%)$763,700 (+11.82%) Land $260,900 Building $502,800$763,700 (+11.82%) Land $260,900 Building $502,800
2023$5,975.00$682,950 Land $260,900 Building $422,050$682,950 Land $260,900 Building $422,050

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Loudoun County (51107C), updated June 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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