28 Chestnut St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 28 Chestnut St, Schenectady, NY 12307

Property Summary

Property TypeApartments (5+ Units)
Details2,630 sqft · built 1972
Lot Size0.076 acres (3,300 sqft)
OwnerIndividual Name on Record
Last Sale$10,000 (Jun 2021)
Tax Bill$2,977 (2026)
Deeds & MortgagesJun 2021 Sale & Second Mortgage
Jun 2021 Transfer
Flood ZoneZone X (minimal risk)
APN421500 49.26-2-35

Property Details

APN / Parcel Number

Primary APN421500 49.26-2-35
Alternative APN
  • 150004902600020350000000

Interior

Units4 Units
Stories2 Stories
Building Area2,630 sqft Gross Area
Basement Area1,315 sqft
Unfinished Basement1,315 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Lot Area3,300 sqft (0.076 acres)
Lot Dimensions100 ft deep x 33 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area354 sqft

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address28 CHESTNUT ST
CitySCHENECTADY
StateNY
Zip12307-1042
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code03 - MULTI
Legal Description2 WOOD & GARAGE
Legal Block2
Legal Lot Number35.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4003
Census Tract20800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Vale Cemetery and Vale Park
listed 2004 · 6 contributing resources · NRIS 04001053

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2906 RUECKERT AVE, BALTIMORE, MD 21214-2507
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2021Quit Claim Deed, Transfer · Stand-Alone Second Mortgage
CITY OF SCHENECTADY
Jun 2, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 2, 2021 · Amount on Record
Deed SaleJun 2, 2021 · Amount on Record
Prior SaleMar 21, 2016 · Amount on Record
Deed Document Number202125730
Deed Book / Page2059 / 995
Prior Transfer DateMay 7, 2021
Prior Transfer Doc0000025730
Record UpdatedOct 29, 2026

June 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateJun 2, 2021
Property Address28 CHESTNUT ST, SCHENECTADY, NY 12307-1042
Document Number0000025730
Book / Page2059 / 995
Instrument DateMay 7, 2021
Instrument202125730
Transaction TypeTransfer
Record UpdatedJul 11, 2023

Transaction

AmountAmount Recorded
Tax$40.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address105 JAY ST, SCHENECTADY, NY 12305-1905

Transferred To (Grantee/Buyer)

NameVerified Name
Address2906 RUECKERT AVE, BALTIMORE, MD 21214-2507

Mortgage

Document Number0000025733
DateJun 2, 2021
Instrument202125733
Lender
NameCITY OF SCHENECTADY
TypeGovernment Agency
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateJun 2, 2021
Property Address28 CHESTNUT ST, SCHENECTADY, NY 12307-1042
Document Number0000025729
Book / Page2059 / 992
Instrument DateMay 7, 2021
Instrument202125729
Transaction TypeTransfer
Record UpdatedJun 16, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address105 JAY ST, 105, SCHENECTADY, NY 12305-1905

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 JAY ST, SCHENECTADY, NY 12305-1905

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,977.00 (+0.2%)
2025$2,971.00 (+67.66%)$20,720 (-) Land $10,200 Building $10,520$34,310 (+30.81%) Land $16,890 Building $17,420
2023$20,720 (-) Land $10,200 Building $10,520$26,228 (+3.8%) Land $12,911 Building $13,317
2022$20,720 Land $10,200 Building $10,520$25,268 Land $12,439 Building $12,829
2021$1,772.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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