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28 Caroline Ln, Elma, NY 14059 Property Records

Erie County and Elma Town property record for 28 Caroline Ln, Elma, NY 14059

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,780 sqft · built 1998
Lot Size1.54 acres (67,082 sqft)
Owner2 Trust Names on File
Last Sale$390,000 (Dec 2008)
Tax Bill$11,597 (2026)
Deeds & MortgagesOct 2025 Transfer
Flood ZoneZone X (minimal risk)
APN144200 147.01-4-6

Property Details

APN / Parcel Number

Primary APN144200 147.01-4-6
Alternative APN
  • 42001470100004006000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area2,780 sqft Living Area
1st Floor Area2,008 sqft
2nd Floor Area520 sqft
Upper Floors Area252 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Lot Area67,082 sqft (1.54 acres)
Lot Dimensions348 ft deep x 90 ft wide
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area508 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address28 CAROLINE LN
CityELMA
StateNY
Zip14059-9276
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02
Legal DescriptionSUB LOT 27
Legal SubdivisionTHE MEADOWS SUBDIVISION
Legal Block4
Legal Lot Number6.000
JurisdictionERIE NY
Township / Civil DivisionELMA
Census Block Group3
Census Block3024
Census Tract14101

Owner

28 Caroline Ln is owner-occupied and held in a trust since October 2025.

Source: Erie County and Elma Town records, as of October 20, 2026

Owner of Record2 Trust Names on File
Mailing Address28 CAROLINE LN, ELMA, NY 14059-9276
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 12, 2008 · Amount on File
Deed SaleDec 12, 2008 · Amount on File
Prior SaleAug 28, 1998 · Amount on File
Deed Book / Page11153 / 4140
Last Transfer DateOct 22, 2025
Transfer Doc0114526340
Record UpdatedOct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionERIE NY
Recording DateOct 30, 2025
Property Address28 CAROLINE LN, ELMA, NY 14059-9276
Document Number0114526340
Book / Page11452 / 6340
Instrument DateOct 22, 2025
Instrument2025198051
Transaction TypeTransfer
Record UpdatedDec 11, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address28 CAROLINE LN, ELMA, NY 14059-9276

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address28 CAROLINE LN, ELMA, NY 14059-9276

Tax Assessment & Valuation

The 2026 property tax bill for 28 Caroline Ln was $11,597 with a homeowner's exemption, up 0.5% from the year before.

Source: Erie County and Elma Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionElma Town
Unified School DistrictIroquois Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,597.00 (+0.47%) Homeowner's exemption
2025$11,543.00 (+2.58%)$18,900 (-) Land $2,800 Building $16,100$726,900 (+3.84%) Land $107,689 Building $619,211
2024$11,253.00 Homeowner's exemption Senior Citizen's exemption$18,900 (-) Land $2,800 Building $16,100$700,000 (+3.7%) Land $103,704 Building $596,296
2023Homeowner's exemption Senior Citizen's exemption$18,900 Land $2,800 Building $16,100$675,000 Land $100,000 Building $575,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 28 Caroline Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1999–2008)
Most Recent ClaimDec 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Caroline Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELMA WATER DISTRICT NO. 1
serves 10,287 people · EPA ID NY1420549
Water SourcePurchased surface water from ECWA DIRECT
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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