26 Caroline Ln, Elma, NY 14059 Property Records

Erie County and Elma Town property record for 26 Caroline Ln, Elma, NY 14059

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,613 sqft · built 2001
Lot Size	0.723 acres (31,410 sqft)
Owner	Individual Name on File
Last Sale	$63,000 (Mar 2001)
Tax Bill	$12,491 (2026)
Deeds & Mortgages	Jan 2018 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`144200 147.01-4-5`

Property Details

APN / Parcel Number

Primary APN	`144200 147.01-4-5`
Alternative APN	`42001470100004005000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,613 sqft Living Area
1st Floor Area	1,998 sqft
2nd Floor Area	1,615 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	31,410 sqft (0.723 acres)
Lot Dimensions	348 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	769 sqft
Parking Spaces	3 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	26 CAROLINE LN
City	ELMA
State	NY
Zip	14059-9276
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	SUB LOT 28
Legal Subdivision	THE MEADOWS SUBDIVISION
Legal Block	4
Legal Lot Number	5.000
Jurisdiction	ERIE NY
Township / Civil Division	ELMA
Census Block Group	3
Census Block	3024
Census Tract	14101

Owner

26 Caroline Ln is owned and occupied by an individual who acquired it in October 2016.

Source: Erie County and Elma Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	26 CAROLINE LN, ELMA, NY 14059-9276
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2001 · Amount on File
Deed Sale	Mar 26, 2001 · Amount on File
Deed Document Number	20011138
Deed Book / Page	10978 / 6444
Last Transfer Date	Oct 4, 2016
Transfer Doc	0113036090
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	26 CAROLINE LN, ELMA, NY 14059-9276
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138414903
Date	Jan 4, 2018
Book Page	13841/4903
Instrument	2018002377

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	59 Months
Due	Dec 2, 2022

Tax Assessment & Valuation

The 2026 property tax bill for 26 Caroline Ln was $12,491, up 213.8% from the year before.

Source: Erie County and Elma Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Elma Town
Unified School District	Iroquois Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,491.00 (+213.84%)
2025	$3,980.00 (-67.07%)	$20,400 (-) Land $3,800 Building $16,600	$784,600 (+3.84%) Land $146,151 Building $638,449
2024	$12,085.00	$20,400 (-) Land $3,800 Building $16,600	$755,556 (+3.7%) Land $140,741 Building $614,815
2023		$20,400 Land $3,800 Building $16,600	$728,571 Land $135,714 Building $592,857

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 26 Caroline Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1999–2008)
Most Recent Claim	Dec 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Caroline Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMA WATER DISTRICT NO. 1 serves 10,287 people · EPA ID NY1420549
Water Source	Purchased surface water from ECWA DIRECT
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Caroline Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures