28 Bruce St, Duluth, MN 55803 Property Records

St. Louis County property record for 28 Bruce St, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.25 ba · 2,316 sqft · built 1924
Lot Size0.292 acres (12,737 sqft)
OwnerIndividual Name on File
Last Sale$303,821 (Jul 2017)
Tax Bill$6,214 (2026)
Deeds & MortgagesAug 2021 Line of Credit
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN010-1880-00150

Property Details

APN / Parcel Number

Primary APN010-1880-00150
Alternative APN
  • 1034801

Interior

Bedrooms4 Beds
Full Baths2.25 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area2,316 sqft Gross Area
1st Floor Area1,020 sqft
Basement Area216 sqft
Finished Basement216 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1985
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Lot Area12,737 sqft (0.292 acres)
Garage Area280 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Deck Area242 sqft
Storage Building100 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1034801
Street Address28 BRUCE ST
CityDULUTH
StateMN
Zip55803-2501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 35 FT OF N 150 FT OF LOT 6 AND N 150FT OF LOT 7 SERIAL #
Legal SubdivisionGLEN AVON 6TH DIV OF DULUTH
Legal Block1
Legal Lot Number6-7
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group3
Census Block3014
Census Tract500

Owner

Source: St. Louis County records · APN 010-1880-00150

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address28 BRUCE ST, DULUTH, MN 55803-2501
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2021Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jul 25, 2017Grant Deed, Transfer · Conventional Mortgage
REPUBLIC BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 25, 2017 · Amount on Record
Deed SaleJul 25, 2017 · Amount on Record
Deed Document Number2017987656
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address28 BRUCE ST, DULUTH, MN 55803-2501
Transaction TypeMortgage
Record UpdatedSep 16, 2021
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 BRUCE ST, DULUTH, MN 55803-2501

Mortgage

Document Number0001045828
DateAug 26, 2021
Instrument1045828
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 06, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST LOUIS MN
Recording DateJul 25, 2017
Property Address28 BRUCE ST, DULUTH, MN 55803-2501
Document Number000T987656
Instrument DateJul 20, 2017
InstrumentT987656
Transaction TypeTransfer
Record UpdatedAug 23, 2018
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,002.61
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address28 BRUCE ST DULUTH MN 558032501, DULUTH, MN 55803-2501

Mortgage

Document NumberT987657
DateJul 25, 2017
InstrumentT987657
Lender
NameREPUBLIC BK
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 24, 2032

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$6,214.00 (+6.4%) Homeowner's exemption
2025$5,840.00 (+12.61%) Homeowner's exemption$466,900 (+7.9%) Land $61,100 Building $405,800$466,900 (+7.9%) Land $61,100 Building $405,800
2024$5,186.00$432,700 (+34.88%) Land $56,900 Building $375,800$432,700 (+34.88%) Land $56,900 Building $375,800
2022$320,800 Land $39,000 Building $281,800$320,800 Land $39,000 Building $281,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370005003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1978–2012)
Claims Outside the SFHA1 of 3
Most Recent ClaimJun 2012, river or lake flooding, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Jun 2012 · 2 claims

Wildfire

Wildfire RiskNot exposed
less than 1% of the US · less than 1% of Minnesota
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 387 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum, Consolidated Telephone Company, Lumen Technologies, Consolidated Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Bruce St

Nearby Streets

Search Property Records by Address or Parcel Number